Application for the Capital One Bank: how does it work?

With your Capital One card, you have access to all your funds, while they earn high interest without being locked up. See how to open your account and get a Capital One card today!


by Danilo Pereira

04/23/2022 | Updated on 07/15/2022

Capital One Bank: high interest rates on your stashed money with access through the Capital One card

Capital one app
How to apply for a Capital One account? Source: Adobe Stock.

Applying for an account with Capital One Bank is the first step to getting your Capital One card. It is a very simple and easy process that takes up just a few minutes of your time.

Everything is done online, and you only need to provide them with some information that you probably already have at hand.


Bank Account

Capital One Bank

mobile app no fees

Select one of Capital One’s various bank accounts and apply for it today.

You will be redirected to another website

Apply online

Go to the Capital One Bank website and click “Apply” or “Open Account” (whichever you find first on the page). You will then choose whether you want to open an individual account or a joint account.

Then you will be asked to provide them with some simple information such as your first and last name, date of birth, Social Security number, country of citizenship, employment status, annual income, and a few other things.

It is 100% safe to open an account online from the comfort of your home, and once you’re done, you can immediately start the application for your Capital One card.

But if you prefer being physically present when you provide your personal information, Capital One Bank also has physical branches you can visit to do the application process.

The only account you can only open through their website is a MONEY account. For all the others, you have the option of doing both online or in person.

Once the account has been set up, you will need to make an initial deposit within a set time period, and you’ll be on your way to getting your Capital One card. 

Even though Capital One does not require a minimum amount for your first deposit, it is necessary to do it prior to the end of the period that they have established. If that doesn’t happen, your account may be closed.

It’s also important to note that some accounts may have more requirements. The 360 IRA, for example, can only be opened if you already have another 360 account.


Another recommendation: Chase Bank

Chase logo
Chase Bank. Source: Adobe Stock.

Chase Bank is another one of the biggest players in the banking industry. It offers you a wide range of products and services, such as mortgages, auto loans, as well as one of the most comprehensive selections of credit cards out there.

If you’d like to learn more about Chase Bank and how to apply, check out the link below.

Chase Bank logo

How to apply for the Chase Bank account

Get your Chase Bank account today with this quick step-by-step guide.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Danilo Pereira

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