Credit Cards
Capital One VentureOne Rewards Card review: $0 annual fee
Thinking of upgrading your credit card game? Dive into our Capital One VentureOne Rewards Credit Card review! Secure 0% intro APR for 15 months!
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Earn up to 5 Miles for Every Purchase – 0% intro APR
Do you want to travel the world earning miles with a no-annual-fee credit card? Learn more about the Capital One VentureOne Rewards Card in this review.
Apply for the Capital One VentureOne Rewards Card
Don't waste time searching for ways to apply for the Capital One VentureOne Rewards Credit Card. Earn unlimited miles on purchases!
Understand the pros and cons, fees, and reward redemption options. Keep reading!
- Credit Score: Good-excellent;
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 15 months, then 19.99%, 26.24%, or 29.99%, depending on your creditworthiness;
- Balance Transfer Fee: 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time.
- Cash Advance APR: 29.99% (variable);
- Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater;
- Welcome Bonus: Earn 20K bonus miles after spending $500 on purchases during the first 3 months of account opening;
- Rewards: Earn 1.25 miles on every purchase and 5 miles on hotels and car rentals booked through Capital One travel;
- Terms apply.
Capital One VentureOne Rewards Credit Card: how does it work?
The Capital One VentureOne Rewards Credit Card is a no-annual-fee travel card.
While it offers some solid perks, such as the 0% intro APR for 15 months and the ability to earn miles on every purchase, it falls short compared to other cards with more rewards.
There’s a 3% balance transfer fee for the first 15 months. Then, 4% at a promotional APR that you may be offered at any other time.
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Rewards
You will earn 5 miles on Capital One Travel purchases and 1.25 miles on all other purchases.
Redemption
There are no reward caps for this card. You can use your miles to get reimbursement for any travel purchase or book a trip through Capital One Travel.
Additionally, you can transfer your miles to more than 15 travel loyalty programs, giving you flexibility in using your rewards. Each mile is worth 1 cent when booking travel.
0% intro APR
This credit card comes with a 0% intro APR for 15 months.
After that period, an APR of 19.99%, 26.24%, or 29.99% will be applied, depending on your creditworthiness.
Welcome Bonus
In addition to the perks above, the Capital One VentureOne Rewards Credit Card also offers a bonus of 20K miles.
For that, you have to spend $500 on purchases during the initial 3 months of account opening.
Capital One VentureOne Rewards Credit Card: should you get one?
If you’re looking for a low-cost travel card with a good to excellent credit score, then the Capital One VentureOne Rewards Credit Card is a suitable choice.
However, if you’re seeking more value in terms of rewards, other cards in the same category might be a better fit for your needs.
So, if you aren’t sure if this card is for you, review the Capital One VentureOne Rewards Credit Card advantages and cons below.
Pros
- No annual fee;
- 0% APR intro period;
- Flexible rewards;
- No rewards caps.
Cons
- Requires a high credit score.
Credit score required
Indeed, the Capital One VentureOne Rewards Credit Card brings amazing benefits to cardholders. Therefore, you’ll need good to excellent credit to qualify!
Capital One VentureOne Rewards Credit Card application: how to do it?
Ready to apply for the Capital One VentureOne Rewards Credit Card? Stay tuned for our step-by-step guide on securing this card and enjoying its benefits. Read on!
Apply for the Capital One VentureOne Rewards Card
Don't waste time searching for ways to apply for the Capital One VentureOne Rewards Credit Card. Earn unlimited miles on purchases!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
About the author / Suzana Brito
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