The Citi Simplicity® Card came to simplify fees and reduce costs. This card charges no annual fee and is perfect if you want to pay down your debts.

This post will look at how the application process works and what you can expect if approved. Stay tuned!

First, you can do it online in what they call a “paperless” application, in which you must agree to statements and legal notices online only each month.

You’ll find a form with personal and income questions on their website.

However, before opening an account, ensure you are at least 18 years old, have good credit, and are a resident of the U.S.A. Once you submit, your profile will be analyzed.

With the Citi Simplicity® Card app, you can have everything in your hands.

You can activate your card, secure your transactions, ick and unlock your card and manage your account. However, it is not suitable for making applications.

The Citi Simplicity® Card has cost-reducing features with its fee offers, but it’s not the best credit card if you want to earn rewards.

In that case, we have another recommendation for you: Upgrade Cash Rewards Card. You’ll earn unlimited 1.5% cash back on all purchases after you pay them back.

Below, you’ll find both cards, in a nutshell, to help you choose the offer that makes more sense to you.

Do you like the Upgrade Cash Rewards Card? Check out our post below to learn how to apply for it!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.