HSBC Premier Checking application: how does it work?
Are you looking for a guide to apply for the HSBC Premier Checking? We’ve got you covered! This post will take you through the steps. Keep reading to learn more.
HSBC Premier Checking: Apply online, and enjoy the benefits for up to 4 members of your family
Are you looking for an exclusive banking experience? If so, we have an excellent of for you! The HSBC Premier Checking account might be what you’re looking for.
It offers a wide range of benefits and rewards, all while providing personalized service and financial guidance tailored to your unique needs. Read on to learn how to apply.
Applying for the HSBC Premier checking account can take five to ten minutes. Before jumping into instructions, have a look at the requirements:
- You must be a citizen or a legal resident of the United States that has lived in the U.S. for more than one year;
- You need to be at least 18 years old;
- You must have a social security number;
- you need to have a valid U.S. mobile number.
Do you fit the requirements? Then it’s time to apply. First, you’ll need to create an account on the HSBC website. Once it’s done, complete the online application.
They’ll ask for personal information such as your name, address, date of birth, and Social Security number, as mentioned above.
You’ll also need to provide documents such as a copy of your driver’s license or passport, proof of residence, and your most recent bank statement.
If everything goes according to the plan, the bank will send you a response in up to 7 seven days.
You will be redirected to another website
Apply on the mobile app
The application is only available through the HSBC website. Still, they offer an excellent mobile app through which customers can easily manage their accounts.
The HSBC Mobile Banking is available for download for free at the Google Play and Apple store!
HSBC Premier Checking or U.S. Bank Smartly™ Checking?
Regarding banking, there are some key differences between the HSBC Premier Checking account and the U.S. Bank Smartly™ Checking account.
For example, those with an HSBC Premier checking gain access to higher interest rates on their deposits and more options for ATM fee waivers if they use ATMs often.
It also doesn’t charge a foreign fee, so it’s a good choice for travelers.
Plus, this tier of service also allows you to take advantage of a wide range of travel benefits that could be beneficial depending upon your lifestyle choices.
The U.S. Bank Smartly™ Checking account comes with many benefits to help you save, such as waiving overdraft options and a lower monthly fee.
HSBC Premier Checking
- Fees: Minimum Opening Deposit: $0; Monthly fee: $50 monthly fee (can be waived, see rates and fees; Minimum Balance to Avoid Monthly Fee: $75,000; Minimum Direct Deposit to Avoid Monthly Fee: $5,000; Closing fee: $25;
- Minimum balance: $75,000 to become a premier client;
- APY: 0.01%;
- Credit score: N/A;
- Rewards: N/A.
U.S. Bank Smartly™ Checking
- Fees: Minimum Opening Deposit: $25; Monthly fee: $0 or $6.95; Minimum Direct Deposit [combined] to Avoid Monthly Fee: $1,000;
- Minimum balance: $1,500;
- APY: N/A;
- Credit score: N/A;
- Rewards: N/A.
Read our post below to learn how to apply for the U.S. Bank Smartly™ Checking. We’ve made it simple for you! Let’s go!
About the author / Suzana Brito
How to move out of your parents’ house [Checklist]
How to move out of your parents' house? This checklist offers everything you need to do before making the big move. Read on!Keep Reading
Cheap WestJet flights: low fares from $49.99
Learn more about WestJet cheap flights to 108 destinations, their baggage policy, and how to check- in online!Keep Reading
Mortgage statement: what it means and how to read it
A mortgage statement can be confusing, but this guide will break it down so you know exactly what's going on. Read on!Keep Reading
You may also like
TransUnion vs. Equifax: Decoding the Credit Reporting Giants
Understand TransUnion vs Equifax credit scores easily. Learn why they differ for better financial choices. Read on!Keep Reading
Apply for the Southwest® Rapid Rewards® Premier Credit Card
Apply for Southwest® Rapid Rewards® Premier Credit Card today and enjoy exclusive benefits! Earn 60k bonus points and more!Keep Reading
Applied Bank® Gold Preferred® Secured Visa® Credit Card review
Read our Applied Bank® Gold Preferred® Secured Visa® Credit Card to see how this product can help you get your finances in check!Keep Reading