Learn to apply easily for True American Loan

If you want a personal loan that considers all credit scores, get the scoop on how to apply for the True American Loan in this post. Keep reading!


by Suzana Brito

Published on 12/06/2022

True American Loan application: Find the best loans with customized conditions

True American Loan logo
Learn how to apply for a personal loan with True American Loan. Read on! Source: True American Loan

Looking for a guide to apply for the True American loan? If so, you’ve come to the right place. With True American loans, you can get approved quickly with a few simple steps.



True American loan

personal loan quick cash

Loans can go over $5,000+ in amounts. Low score are accepted.

You will be redirected to another website

Here, you’ll learn how the online application works and the requirements. So let’s take a closer look at how to apply.

Online application

Hands using computer
You can apply online, anywhere. Source: Pexels

Let’s go over the step-by-step to apply for a loan through this lender. Read on!


Step One: Gather Required Documents 

The first step in applying for your True American loan is to gather all the necessary documents required when you submit your application.

This includes proof of income and identification.

Additionally, you may need to provide bank statements or other financial information to verify your ability to repay the loan.

Ensure all documents are up-to-date and accurate before submitting them with your application.


Step Two: Consider Your Credit Score

Secondly, your credit score determines how much you’ll pay in fees and rates if approved for a loan from True American.

You must look over your credit score before applying so that you have an idea of what kind of interest rate and repayment terms you can expect if your loan is approved.

So, the higher your credit score, the better your chance of being approved for a loan with favorable terms.

Step Three: Submit Your Application

Once all required documents have been gathered and reviewed, it’s time to submit your application! You can do this online by visiting their website.

Remember that accuracy is key when filling out any paperwork associated with your loan application—double-check everything before submitting it!

Once everything has been submitted correctly, all left to do is wait for approval, which should come shortly after.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website


Applicants for an American True Loan must: 

  • Be at least 18 years old;
  • Be a U.S. citizen;
  • Be employed or receive a steady income.

Apply using the app

There aren’t any options to apply using an app. Applicants must ask for a loan on the True American Loan website.

True American Loan vs. Happy Money Personal Loan: which one is the best?

True American Loan has personal loans for many purposes, from home improvements to special events. You can borrow up to $5,000+ with them! 

Happy Money Personal Loan is perfect if you’re looking for debt consolidation- they offer loans between $5K – $40K, all at competitive interest rates and repayment terms.

See below what’s best suited to your needs:

 True American Loan

  • APR: Varies by lender;
  • Loan Purpose: All purposes;
  • Loan Amounts: From $100 to $5,000+;
  • Credit Needed: All credit scores are accepted;
  • Origination Fee: Varies by lender;
  • Late Fee:  Varies by lender;
  • Early Payoff Penalty: Varies by lender.

Happy Money Personal Loans

  • APR: 7.99 to 29.99%;
  • Loan Purpose: Consolidate credit card debt;
  • Loan Amounts: From $5,000 to $40,000;
  • Credit Needed: The minimum credit score needed is 640;
  • Origination Fee: This fee is based on terms, loan amount, and credit score;
  • Late Fee:  There are no late payment fees;
  • Early Payoff Penalty: None.

Keep learning about the Happy Money Personal Loan and how to get one in our post below.

Happy Money Personal Loan logo

How to download Happy Money Personal Loan

Do you want to apply for the Happy Money Personal Loan? This post will teach you how. Read on!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

Trending Topics


Interest rates might reach levels not seen since 2007

In its April’s Economic Update, CUNA revealed that as inflation slows, interest rates might exceed 2007’s economic levels. Read more now.

Keep Reading

Is the U.S. headed for a housing crisis?

Could a housing crisis be on the horizon for the United States? Find out what factors could lead to one and how it would impact the economy.

Keep Reading

Wells Fargo Active Cash® Card review

Read this Wells Fargo Active Cash® Card review and discover if this card is right for you! No annual fee! Earn cash back!

Keep Reading

You may also like


The U.S. is officially in bear market territory

Stocks have been volatile so far this year, and the major indices are now firmly in bear market territory. Here's what that means for you.

Keep Reading

Copper – Banking Built For Teens review: fees, rates, and more

Get your teens started in finances with Copper- Banking Built for Teens review! An account specifically tailored towards kids.

Keep Reading

9 of the easiest credit cards to apply for: get approved fast!

No credit score? No problem! These are the easiest to get approved credit cards. You can get one of these to build a strong credit score.

Keep Reading