Learn to apply easily for the SoFi Personal Loans

Are you thinking about getting a SoFi Personal Loan, but aren't sure where to start? Here's a guideline to help you apply for a SoFi Personal Loan online. Read on!


SoFi Personal Loans application: Get your loan in less than a business day!

Sofi logo on a blue background
Understand how to apply for a SoFi Personal Loan. Read on! Source: SoFi Facebook

This post will teach you how to apply for SoFi Personal Loans. We’ll tell you what requirements are necessary for getting a loan with them.




online Good rates

No fees. Up to $100,000 in loan amounts.

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SoFi is a personal loans company that offers online loans to people in the USA. Applying for a loan is easy, and you can get your money in as little as one business day. Read on to learn more!

Online application

Applying for a loan with SoFi is a synonym for peace of mind. This loan is considered the best in the market, with low rates and zero fees.

First, you can pre-qualify to find the best rate for you and your finances. It takes 60 seconds to check your information and deliver the best rates to your circumstances.

Second, if you like the rates and think they might fit your pocket, you can commit and pursue your application.

So, you can complete the form with your personal and financial information and then get in touch with a SoFi consultant.

Third, once you’ve been through the last two steps, it’s time to sign up for the documents and close the deal.

The funds will be deposited to your account once your contract is checked and approved. It can be the same day or as early as the process is done. It’s pretty quick!


If you want a SoFi Loan, you’d better know and fit the requirements. Have a look at the things you’ll need to get checked.

  • You must have the age of majority in your state and own a valid Social Security number;
  • SoFi Loan accepts applicants that are American citizens or eligible authorized residents;
  • You need to reside in a State where SoFi Loans are allowed;
  • You must have a source of income and proof of it;
  • You need to have at least a 680 credit score.

Apply using the app

KONSKIE, POLAND - December 21, 2019: Social Finance Inc - SoFi logo displayed on mobile phone
Apply using the SoFi app. It’s easy and free to download. Read on! Source: Adobe Stock

You can download the SoFi mobile app for free. It’s available for Androids and iPhones. With the app, you can apply for a Personal Loan, check and manage your loan, and make payments.

SoFi Personal Loans vs. 247LoanPros: which one is the best?

With the 247LoanPros, you can receive up to $35,000, while on SoFi Personal Loan, you can get from $5,000 to $100,000.

247LoanPros accepts all credit score ranges, while SoFi covers applicants from 680 or higher.

Both lenders have online applications but differ in fees, loan amounts, and terms. Consider their differences below:

Multiple personalized credit card offers

Applying won't hurt your credit score

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SoFi Personal Loans

  • APR: It has a variable APR of 7.99%-23.43%;
  • Loan Purpose: Credit Card Consolidation, Home Improvements, Family Planning, Wedding Planning;
  • Loan Amounts: From $5k to $100K;
  • Credit Needed: 680 or higher;
  • Origination Fee: No origination fees;
  • Late Fee: No late payment fees;
  • Early Payoff Penalty: No early payoff penalty.


  • APR: Varies from 5.99% up to 35.99%;
  • Loan Purpose: Loans are available for any purpose;
  • Loan Amounts: $100 to $35,000;
  • Credit Needed: No credit score requirements;
  • Origination Fee: It varies;
  • Late Fee: It varies;
  • Early Payoff Penalty: It varies.

Do you want to apply for 247LoanPros? Check out the post below!

logo 247 loan

How to apply for 247LoanPros

A personal loan can be a great way to handle any expenses that pop up unexpectedly. Here is how you can apply for one with 247LoanPros in just a few minutes. Read on!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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