Reviews
Luxury Black credit card review: is it worth it?
This review will show you the benefits you'll get with the Luxury Black credit card. Is this the ideal travel credit card for you? You'll find out reading this content.
Advertisement
Luxury Black credit card: 2% cashback and $100 in statement credits to travel.
If you’re a high net business person who likes to travel and enjoy premium benefits, then you may be interested in the Luxury Black credit card.
In this review, we’ll take a close look at what the card has to offer and whether it’s worth the annual fee. We’ll also provide some tips on how you can get the most out of your Luxury Black experience. If you’d like to learn about this, please keep reading.
How do you get the Luxury Black card?
Receive a beautiful wood box with your Luxury Black credit card. This metal card comes full of benefits. Learn how to apply!
| Credit Score | Good/Excellent |
| Annual Fee | $495 |
| Regular APR | 0% Intro APR for 15 months. After that, 14.99%, Variable |
| Welcome bonus | No welcome bonus. |
| Rewards | 1x point per dollar; 2% value for airfare redemptions; 1,5% value for cashback redemption. |
Luxury Black credit card
Unlike what usually happens, the Luxury Black car is less exclusive than the Luxury Gold. So this card is not a member of the ultra-exclusive black card family, having a lower annual fee and fewer VIP benefits.
Luxury Card has made a considerable investment in the card’s design. It has a patented technology of black-PVD-coated metal in a 22g weight card. It’s heavy. But are the benefits as heavy as the card?
You’ll take better advantage of it if you’re a frequent traveler. The points you make at purchases are worth 2% cashback for purchasing air tickets. Also, you’ll have $100 in statement credit for travel-related purchases, and an amazing $500 credit at selected hotels to enjoy a premium experience.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Luxury Black Credit card: should you get one?
The card has a high annual fee and no welcome bonus. This means that it will be difficult to accumulate enough points to recover the cost value of the card. The credits aren’t too high either. Other cards with similar or even lower annual fees have more valuable benefits. You need to evaluate your spending and how much you could recover in cashback.
Take a look at the pros and cons to see if it’s worth it for you:
Pros
- 1x points for every dollar spent, with no bonus categories.
- Your points are worth 2% cashback for Airfare purchases, and 1,5% for statement credit or account deposit.
- $500 credit for benefits in selected hotels (like breakfast, rooms updates, spa services, and more).
- Access to airport lounges and preferential boarding.
Cons
- High annual fee.
- No welcome bonus, whats makes it harder to collect enough points to enjoy the rewards program.
Credit scores required
Your credit score needs to be good or excellent to get this card. The main reason is that the card has a high annual fee and VIP benefits, and needs to assure that the members can admin their credit accounts with no further problems.
Luxury Black credit card application: how to do?
After reading this review, have you decided to give the Luxury Black card a chance? If you have what it takes to have one, you can apply for it online. Is easy, and you can do it without leaving the couch. Just click the following content and we’ll explain to you how to apply for the Luxury Black.
How do you get the Luxury Black card?
Receive a beautiful wood box with your Luxury Black credit card. This metal card comes full of benefits. Learn how to apply!
About the author / Julia Bermudez
Trending Topics
United Vacations®: explore the world for less
Discover if United Vacations® is the place to explore destinations worldwide with amazing travel bundles. Make your trip budget-friendly!
Keep Reading
Learn to apply easily for the Avant Personal Loan
Do you want to apply for the Avant Loan? It's fast, easy, and secure. Stay here to learn more about this loan.
Keep Reading
The impact of your credit score on your mortgage rate
Are you wondering how much your credit score impacts your mortgage rate? Get the answer here. Keep reading!
Keep ReadingYou may also like
Petal 2 “Cash Back, No Fees” Visa Credit Card application: how does it work?
Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide!
Keep Reading
Juno Debit Card review: Purchase with cash or crypto
Read the Juno Debit Card Review to learn if this crypto card it is right for you! Read on to see its pros and cons!
Keep Reading
Earn more: Blue Cash Everyday® Card from American Express review
Read our Blue Cash Everyday® Card from American Express review- a credit card packed with cash back. Earn up to 3% cash back on purchases!
Keep Reading