Credit Cards
Discover it Student Chrome credit card review: is it worth it?
If you're a student looking for a credit card, the Discover it Student Chrome credit card is definitely worth considering. It comes with some great features. Read this article to see which benefits it has to offer.
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by Julia Bermudez
Discover it Student Chrome credit card: the generous exception to other student cards.
If you’re a student looking for a credit card, the Discover it Student Chrome credit card is definitely worth considering. It comes with some great features, like no annual fee and a 0% APR on purchases for the first six months. And if you use your card responsibly, you can also build your credit history.
So is the Discover it Student Chrome card right for you? Keep reading to find out!
How do you get the Discover it Student Chrome?
Get a credit card to start building your credit history in your student years. The Discover It Student Chrome credit card will give you double cashback on the first year.
Credit Score | No credit score is required. |
Annual Fee | $0 |
Regular APR | 0% Intro APR for six months. After that, 12.99% to 21.99%. |
Welcome bonus | Doubles all your cashback earned in the first year. |
Rewards | 2% cashback at Gas stations and restaurants. 1% cashback on everything else. |
Discover it Student Chrome credit card
This card is a gift to every student out there struggling to finish college and wishing to start a full adult life. You’ll get a credit card to build up your credit history. This can make a difference once you need to start your career, or maybe start a family when you might need a loan or a more robust credit line.
And while you are on this journey, enjoy a 1% cashback on everything you buy and a 2% bonus category for gas stations and restaurants – which is something we all can use a lot.
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Discover it Student Chrome credit card: should you get one?
If you’re a student, you have fewer options than people with a more established credit history. The Discover It Student Chrome is a great option, as it accepts every credit score, has no annual fee, and gives rewards.
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Pros
- Do not require any credit score to apply – but you need proof of school enrollment.
- No annual fee and 0% Intro APR for six months.
- The welcome bonus will double all the cashback you earn in the first year. No minimum and no max, just a dollar for a dollar.
- Reports your credit history to credit bureaus, to help you build your credit score.
- Discover has wide acceptance across the U.S.
Cons
- The bonus category has a cap of $1,000 in combined purchases, and after that, you’ll get the regular rate of 1%.
Credit scores required
As a student, you’re probably starting your adult life. There is a chance that you don’t have any credit history, or still have a poor or fair one. That’s not a problem to get this card, as it does not require a credit score to approve your application.
Discover it Student Chrome credit card application: how to do?
You can get your credit card online. No bank lines, no lots of paper and documents. Just go to the Discover website to apply for this card. If you any more help to go through the application process, you can check the following content.
How to apply for the Discover it Student Chrome?
Get a credit card to start building your credit history in your student years. The Discover It Student Chrome credit card will give you double cashback on the first year.
About the author / Julia Bermudez
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