CitiBusiness® / AAdvantage® Platinum Select® Mastercard® application: how does it work?

Learn how to apply for CitiBusiness® / AAdvantage® Platinum Select® Mastercard® from the comfort of your home in only a few steps. Read on!


CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: Easy and fast application!

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Learn how this card will help your business travels Read on! Source: The Mad Capitalist

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®  is perfect for helping you manage your business and travel the world without worrying about foreign transaction fees.


Credit Card


travel card business card

No foreign transaction fees. American Airlines perks.

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In this post, we’ll show you how you can apply for this card and compare it with a similar option so you can decide the best one for your needs. Keep reading to learn more!

Apply online

order in online store, shopping on internet, concept on virtual screen with hands typing on keyboard
Follow this guide to apply for this card. Keep reading! Source: Adobe Stock

Citibank simplifies the application process through an online form so that anyone can do it anywhere without hassles.

You’ll fill out the form with your personal and financial information, such as your income, address, and Social Security number.

Remember that you should be at least 18 years old and be a U.S. resident to apply. They also require at least a 670 credit score.

Once you are done, read the terms and submit. You’ll get a response of approval in minutes.

Apply using the app

Citibank mobile app is available for iPhones and Androids, and you can download it for free. The app allows you to manage your account and make payments.

However, it’s impossible to apply for a card through it yet. If you want to do it, visit the Citi website and follow the steps above.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard® vs. HSBC Cash Rewards Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is for Business owners that would like to redeem and earn miles for their next trips while managing their company.

On the contrary,  HSBC Cash Rewards Mastercard® focuses on cash back. So, as a welcome bonus, you’ll earn incredible cash back on eligible online purchases and pay no annual fee.

Have a glance at both cards to decide which one you should pick.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

  • Credit Score: 670 or higher;
  • Annual Fee: $0 annual fee for the first 12 months, then $99;
  • Regular APR: 20.99% – 29.99% variable APR for purchases; 29.99% variable APR for cash advances;
  • Welcome bonus: N/A;
  • Rewards: 2x miles for each dollar you spend on cable and satellite providers; 2x miles for each dollar you spend on qualifying American Airlines purchases; 2x miles for each dollar you spend at gas stations;
  • Other rewards: 2x miles for each dollar you spend on eligible telecommunication merchants; 2x miles for each dollar spent on car rentals; 1 mile for each dollar you spend on any other purchase.
  • Terms apply.

Multiple personalized credit card offers

Applying won't hurt your credit score

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HSBC Cash Rewards Mastercard®

  • Credit Score: Good-Excellent;
  • Annual Fee: $0;
  • Regular APR: 12.99% – 22.99%, Variable;
  • Welcome bonus: See terms;
  • Rewards: 1.5% cashback on every purchase.
  • Terms apply.

Keep learning about the HSBC Cash Rewards Mastercard® and how to apply for it in our post below. Check it out!

HSBC cash rewards mastercard credit card

How to apply for HSBC Cash Rewards Mastercard®

The HSBC Cash Rewards Mastercard® card is a good option. It will give you benefits and won't charge any fees. But can you have one? Please, keep reading to find out.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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