Reviews
Chase Total Checking® application: how does it work?
Master your financial destiny with a Chase Total Checking® account! Discover all the ways to open one today to start moving closer toward your goals. Read on!
Advertisement
by Suzana Brito
Chase Total Checking®: simple and fast application

Are you looking for a reliable, affordable banking option? Then Chase Total Checking® has all the convenience and ease of online banking without worrying about hidden fees or high costs.
This blog post will explore how to apply for Chase Total Checking® and why it’s such a good checking account to consider. Keep reading to find out more!
Apply online
Opening a Chase Total Checking® account has many benefits, including access to thousands of ATMs nationwide, mobile banking access anytime and anywhere, 24/7 customer service support, and more.
Advertisement
You will be redirected to another website
Application Process
The application process for Chase Total Checking® is fairly simple. You can apply online or in person at any local branch.
Applying online will take about 15 minutes. During the process, you’ll need to provide your Social Security number or Individual Tax ID Number (ITIN).
You’ll also be prompted to enter your address and any requested employment information. You can activate your card and start using your account as soon as you get your card in the mail.
Advertisement
Requirements
To open a Chase Total Checking® account, you must meet the following requirements:
- 18 years or older;
- Have a valid U.S. street address;
- Have a valid Social Security Number;
- Be able to provide information on your current employer (if applicable).
Apply on the mobile app

Chase Mobile app makes life easier for existing account holders, but unfortunately, it can’t be used to open new accounts – only manage them.
It is available for iOS and Android systems, and through it, you can make payments, manage your money and enjoy the multiple perks offered by Chase.
Chase Total Checking® or GO2bank Checking?
If you don’t think Chase Total Checking® is the right option for you, no worries. We have another excellent option ready for you!
Meet the GO2bank! This account does not charge a monthly fee but a $3 withdrawal fee for each transaction at an ATM other than GoBank’s.
So if you are looking for an account with no monthly fees and don’t mind paying a withdrawal fee, GO2bank would be the better option.
But before deciding, compare below both accounts’ main features!
Chase Total Checking®
- Fees: Monthly fee- $12 (can be waived); ATM fee: $0 ($3 to $5 out-of-network in the U.S.); Overdraft: $34 per transaction (can be waived);
- Minimum balance: No minimum balance;
- APY: Not applied;
- Credit score: Not required;
- Rewards: N/A;
- Terms apply.
GO2bank Checking
- Fees: Monthly fee: $5 (can be waived with direct deposit);
- Minimum balance: No minimum balance;
- APY: 2.5%;
- Credit score: No minimum credit score;
- Rewards: Up to 7% cash back.
Learn how to apply for the modern GO2bank Checking with our instructions in the post below. Let’s get started!

GO2bank Checking application: how does it work?
Applying for GO2bank Checking can be a breeze – follow our guide, and we will tell you everything you need to start. Earn up to 7% cash back.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Suzana Brito
Trending Topics

Veterans United Home Loans review: how does it work and is it good?
Check out this Veterans United Home Loans review to see how it works. This #1 VA Lender will help you buy your dream home! Read on!
Keep Reading
First Progress Platinum Elite Mastercard® Secured Credit Card application: how does it work?
See how to apply for the First Progress Platinum Elite Mastercard® Secured Credit Card, one of the best options to help you build credit.
Keep Reading
U.S. Bank Cash+™ Visa Signature® credit card review: is it worth it?
The U.S. Bank Cash+™ Visa Signature® credit card will give you up to 5% cashback and charge you no annual fee. Check the review about it.
Keep ReadingYou may also like

8 easy steps to help you retire early and finally reach financial independence
The path to retire early and reach financial independence starts with a single step. So, check our guide to help you get there!
Keep Reading
Federal Pell Grant: see how to apply
Find out if you're eligible to apply for the Federal Pell Grant. Ensure up to $7,395 to cover educational costs!
Keep Reading
Delta SkyMiles® Reserve Business American Express Card review
Find out how this credit card works and its pros and cons here in the Delta SkyMiles® Reserve Business American Express Card review. Read on!
Keep Reading