Learn to apply for the Achieve Personal Loan (formerly FreedomPlus)

Need access to quick, reliable funds? Find out how easy it is to apply for the Achieve Personal Loan! Borrow up to $50,000 in no time!


Achieve Personal Loan application: get rate discount and fast funding!

Achieve Personal Loan logo
Learn to apply for the Achieve Personal Loan (formerly FreedomPlus). Source: The Mad Capitalist

Looking for strong debt consolidation loans? This post teaches you how to apply for an Achieve Personal Loan and get up to $50,000.


Personal Loan

Achieve Personal Loan

Online Fast funding

Borrow up to $50,000 for several purposes! Qualify for a rate discount!

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Get started on your loan application today with our handy guide! So read on to learn more!

Online application

If you’re searching for a simple way to apply for the Achieve Personal Loan, here are some helpful details you should consider.

1. Pre-qualification on Achieve’s website 

The first step in applying for an Achieve Personal Loan is pre-qualifying on their website.

This process takes a few minutes and helps you determine if you are eligible for a loan before applying.

All you have to do is provide basic information:

  • Name;
  • Address;
  • Contact information.

Then a lender will estimate the loan amount and interest rate they can offer you based on your creditworthiness.

2. Submit the online application 

In the second step, they will ask for more detailed information:

  •  Income;
  • Employment history;
  • And bank account information.

It will be necessary to deposit the funds into your bank account once approved. The approval usually takes only 24 hours.

3. Talk to an Achieve Loan consultant 

Once approved, a loan consultant will reach out via phone or email to answer any questions about your loan terms and conditions before signing.

The consultant can provide further insight into repayment plans and options that best suit your needs, so take advantage of this opportunity.

Multiple personalized credit card offers

Applying won't hurt your credit score

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4. Plan your payments 

The final step is to plan your payments using common sense budgeting techniques like setting up automatic payments.

Making payments in time can increase your score because Achieve reports your payment record to the three credit bureaus in the country.


Business woman, laptop and typing report or copywriting with copywriter, creative and working at desk. Internet, digital marketing and seo with happy woman writing, office and marketing agency
Learn the requirements to apply for this lender. Source: Adobe Stock

Achieve has some simple requirements to qualify for its personal loan. You must:

  • Reside in one of Achieve’s licenses states;
  • Have an active bank account;
  • Provide proof of income.

Apply using the app 

Achieve doesn’t have a mobile app. Still, you can apply for this lender using your phone! So just access their website and follow the steps disclosed above!

Achieve Personal Loan vs. OneMain Financial Personal Loan: which one is the best? 

Both personal loan options are strongly recommended for debt consolidation.

We can notice that OneMain Financial doesn’t require minimum credit scores. However, it has a higher interest rate and lower loan amounts (up to $20,000).

Conversely, Achieve requires at least a 620 credit score but has a lower APR and a higher maximum loan amount ($50,000).

So, on the one hand, OneMain is good for bad credit scores, while Achieve is a better option for those with good credit.

Achieve Personal Loan

  • APR: 7.99-29.99%;
  • Loan Purpose: Debt consolidation, home improvements, weddings and events, travel, medical expenses, vacations, moving;
  • Loan Amounts: $5,000-$50,000;
  • Credit Needed: 620;
  • Origination Fee: 1.99%-6.99% of the loan amount;
  • Late Fee:  N/A;
  • Early Payoff Penalty: N/A.

OneMain Financial Personal Loan

  • APR: 18.00-35.99%;
  • Loan Purpose: Major expenses, debt consolidation, emergency costs;
  • Loan Amounts: $1,500-$20,00;
  • Credit Needed: None;
  • Origination Fee: $25 to $500 or 1% to 10%;
  • Late Fee: $5 to $30 or 1.5% to 15% of the amount paid;
  • Early Payoff Penalty: N/A.

Are you ready to take your OneMain Financial Personal Loan? Then you must read our post below to make it faster. So check it out!

OneMain Financial Personal Loan logo

How to apply for OneMain Financial Personal Loan

Understand how to apply for a OneMain Financial Personal Loan here! Enjoy direct payments for debt consolidation! Keep reading for more!

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