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Blue Cash Preferred® Card from American Express review
This Blue Cash Preferred® Card from American Express review simplifies cash back rewards and great benefits this card offers so that you can check if it works for you. Read on!
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by Suzana Brito
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Preferred® Card from American Express: A top-line family card just for you!
The Blue Cash Preferred® Card from American Express review will help you understand how this card works if you’re looking for a good cash-back credit card.
How to apply for the Blue Cash Preferred® Card
Learn how to apply for the Blue Cash Preferred® Card from American Express and earn cash back. Keep reading!
With this card, you’ll earn cash back on everyday purchases, groceries, and U.S. gas stations (terms apply). Stay tuned to learn a world of benefits this card can offer you.
- Credit Score: 690 or better;
- Annual Fee: $0 intro annual fee for the first year. Then, $95 (see rates and fees);
- Regular APR: 0% intro APR for purchases for the first 12 months from the date of account opening. After that, variable APR of 18.74% – 29.74% (see rates and fees);
- Welcome bonus: Earn $250 back as a statement credit when you spend $3K in purchases in the first six months;
- Rewards: 6% cash back on groceries (valid for up to $6,000/year in purchases at U.S. supermarkets, then 1%); 6% on eligible U.S. streaming subscriptions;
- Other rewards: 3% cash back on eligible transit purchases, including taxis, rideshare, parking, and more.
- Terms apply.
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Blue Cash Preferred® Card from American Express: how does it work?
Blue Cash Preferred® Card from American Express is a cash-back credit card that allows cardholders to earn rewards on everyday purchases.
This credit card is perfect for families. The cost is an annual fee of $95 after the first year. Look at the main categories of benefits you’ll have with it.
Plus, you’ll enjoy 0% intro APR on purchases and balance transfers for 12 months from the account opening date.
After that, your APR will be a variable APR of 18.74% – 29.74% (see rates and fees).
In addition, you can get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+ (enrollment is required).
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Blue Cash Preferred® Card from American Express: should you get one?
Blue Cash Preferred® Card is a popular card among Americans. Should you get one? You can answer this question by reviewing its pros and cons below.
Pros
- Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.74% to 29.74%
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
- Terms apply.
Cons
- It charges an annual fee after the first year;
- It requires good/ excellent credit.
Credit score required
The minimum credit score required for the Blue Cash Preferred® Card is 690.
Blue Cash Preferred® Card from American Express application: how to do it?
Did you like the Blue Cash Preferred® Card review? Then read the application post below. Check it out!
How to apply for the Blue Cash Preferred® Card
Learn how to apply for the Blue Cash Preferred® Card from American Express and earn cash back. Keep reading!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Suzana Brito
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