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Blue Cash Preferred® Card from American Express review
This Blue Cash Preferred® Card from American Express review simplifies cash back rewards and great benefits this card offers so that you can check if it works for you. Read on!
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Preferred® Card from American Express: A top-line family card just for you!
The Blue Cash Preferred® Card from American Express review will help you understand how this card works if you’re looking for a good cash-back credit card.
With this card, you’ll earn cash back on everyday purchases, groceries, and U.S. gas stations (terms apply). Stay tuned to learn a world of benefits this card can offer you.
- Credit Score: 690 or better;
- Annual Fee: $0 intro annual fee for the first year. Then, $95 (see rates and fees);
- Regular APR: 0% intro APR for purchases and balance transfers for the first 12 months from the date of account opening. After that, variable APR of 19.24%-29.99% (see rates and fees);
- Welcome bonus: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months;
- Rewards: 6% cash back on groceries (valid for up to $6,000/year in purchases at U.S. supermarkets, then 1%); 6% on eligible U.S. streaming subscriptions;
- Other rewards: 3% cash back on eligible transit purchases, including taxis, rideshare, parking, and more. 1% cash back on other purchases.
- Terms apply.
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Blue Cash Preferred® Card from American Express: how does it work?
Blue Cash Preferred® Card from American Express is a cash-back credit card that allows cardholders to earn rewards on everyday purchases.
This credit card is perfect for families. The cost is an annual fee of $95 after the first year. Look at the main categories of benefits you’ll have with it.
Plus, you’ll enjoy 0% intro APR on purchases and balance transfers for 12 months from the account opening date.
After that, your APR will be a variable APR of 19.24%-29.99% (see rates and fees).
In addition, you can get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+ (enrollment is required).
Blue Cash Preferred® Card from American Express: should you get one?
Blue Cash Preferred® Card is a popular card among Americans. Should you get one? You can answer this question by reviewing its pros and cons below.
Pros
- Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% – 29.99%. Variable APRs will not exceed 29.99%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations.
- 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
- Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.
- Terms Apply.
- See Rates & Fees
Cons
- It charges an annual fee after the first year.
- It requires good/ excellent credit.
Credit score required
The minimum credit score required for the Blue Cash Preferred® Card is 690.
Blue Cash Preferred® Card from American Express application: how to do it?
Did you like the Blue Cash Preferred® Card review? Then read the application post below. Check it out!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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