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GO2bank™ Secured Visa® Credit Card review: no annual fee

Keep reading to find out if the GO2bank™ Secured Visa® Card is what you need. You can do everything online. Check it out!

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by Suzana Brito

Published on 08/17/2022

GO2bank™ Secured Visa® Credit Card: get the card that helps you build a credit history

GO2bank™ Secured Visa ® Credit Card review2
Find out how the GO2bank™ Secured Visa ® Credit Card works. Keep reading! Source: Facebook GO2bank

Do you want to build or repair credit? Then the GO2bank™ Secured Visa® Credit Card review is for you.

There’s no annual fee for this card, so that makes it a great way to get started on your path to good credit.

GO2bank™ Secured Visa card® Credit Card review

How to apply for GO2bank™ Secured Visa ® Credit

The GO2bank™ Secured Visa® Card is available for rebuilding your credit. Learn about the application requirements and how to apply online!

You can use it to make everyday purchases, and you’ll start building up your credit history with every purchase you make.

This post will explore the pros and cons of this card to help you decide if it’s right for you. So, if you’re ready to take the next step in improving your credit score, read on.

  • Credit Score: any score;
  • Annual Fee: $0;
  • Regular APR: 22.99% variable APR for purchases and $26.99 variable APR for cash advances;
  • Welcome bonus: none;
  • Rewards: up to 7% cash back if you buy the gift cards recommended on the app.

GO2bank™ Secured Visa® Credit Card: how does it work?

GO2bank™ Secured Visa® Credit Card is perfect for building credit and repairing your score over time.

Like with any other card, you need to make monthly payments on time, so you’ll have positive reports to the three credit bureaus.

The credit card issuer recommends you only spend 50% of your credit. That way, it will be easier to build or fix your score.

You can enjoy your card using it to make online and in-store purchases anywhere Visa is accepted.

It doesn’t require a credit check and charges no annual fee, which is excellent because most similar products charge high fees yearly.

However, you’ll pay 22.99% APR for purchases, $26.99 for a cash advance, and a 3% foreign transaction fee.

GO2bank™ Secured Visa® Credit Card: should you get one?

Pros and cons symbol. Wooden blocks with words 'Pros and cons'. Beautiful orange background, businessman hand. Business, pros and cons concept, copy space.
Weigh the pros and cons of the GO2bank™ Secured Visa Check it out. Source: Adobe Stock

If you’re starting from zero with your credit, this card is a great option. It’s affordable and can also assist you in building or repairing your credit.

To help you decide if this is what you are looking for, take a look at the GO2bank™ Secured Visa® Credit Card review of the pros and cons we’ve made for you.

Pros

  • No annual fee;
  • Reports to credit bureaus;
  • No credit check;
  • $100 credit limit;
  • Online management by the app.

Cons

  • High APR;
  • Security deposit.

Credit score required

This credit card is great for building credit and improving scores.

Because it’s easy to get approval, it’s ideal for people who are just starting out with credit or who have had some credit problems in the past.

If you’re looking to improve your credit score, this is a good option because it doesn’t check your credit history.

GO2bank™ Secured Visa® Credit Card application: how to do it?

If you like the GO2bank™ Secured Visa® Credit Card review, then don’t miss the next post.

So, if you’re looking to apply for this credit card, we’ve got you covered. Just follow the simple guidelines, and you’ll be able to do it quickly and easily.

GO2bank™ Secured Visa ® Credit Card review2

How to apply for GO2bank™ Secured Visa ® Credit

The GO2bank™ Secured Visa® Card is available for rebuilding your credit. Learn about the application requirements and how to apply online!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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