If you’re looking for a new credit card, the U.S. Bank Cash+™ Visa Signature® credit card is definitely worth considering. This card comes with no annual fee and offers cashback rewards on your purchases. You’ll get rewards on every purchase, especially the ones we usually spend the most, like groceries and gas stations.

But is it the right fit for you? Keep reading to find out.

This card has one of the highest cashback rates on the market. Rewards start at 1% and go up to 5% in bonus categories. You will need a good card usage strategy to optimize your earnings. That’s because there are 12 bonus categories from which you must choose only 2 per quarter.

Plus, earn 2% on popular categories: groceries, restaurants, gas stations, and EV charging stations. This is usually the top spending of major U.S. citizens. Recover your cashback in the form of statement credits or gift cards.

This card also gives you 5% on travel purchases through the U.S. Bank’s Rewards Travel Center. However, this is not the best card to take on your trip as it charges foreign transaction fees.

This card’s benefits are mostly about the cashback. So if you’re good at managing them, this card is a yes for you. It has no annual fee, so it’s worth giving a try. Check some of the pros and cons:

Like most credit cards out there, you’ll need a good credit score to apply for this one. If yours is not so good at the moment, you can choose a secured credit card and make responsible use of it for some months. Pay your bills on time and you’ll increase your score to apply for a credit card with more benefits.

Are you ready to enjoy all of these benefits? So its time to learn how do you get this amazing card. To apply for the U.S. Bank Cash+™ Visa Signature® credit card consider reading the following content. It will tell you everything you need to know about the application process.