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U.S. Bank Cash+™ Visa Signature® credit card review: is it worth it?
When it comes to cashback, the more you get on daily spending, the better. That's the case with the U.S. Bank Cash+™ Visa Signature® credit card. You can choose the best categories for you. Learn more about it in this article.
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by Julia Bermudez
U.S. Bank Cash+™ Visa Signature® credit card: get up to 5% cashback with no annual fee

If you’re looking for a new credit card, the U.S. Bank Cash+™ Visa Signature® credit card is definitely worth considering. This card comes with no annual fee and offers cashback rewards on your purchases. You’ll get rewards on every purchase, especially the ones we usually spend the most, like groceries and gas stations.
But is it the right fit for you? Keep reading to find out.

How do you get the U.S Bank Cash+™?
If you're good with cashback management and love to get the best out of each credit card, the U.S. Bank Cash+™ Visa Signature® is perfect for you. See how to apply!
Credit Score | Good/Excellent |
Annual Fee | $0 |
Regular APR | 13.99% -23.99% Variable |
Welcome bonus | $200 after spending $1,000 on the first 4 months. Terms apply. |
Rewards | 5% cashback on two bonus categories of your choice.* 2% cashback on selected categories.* 1% cashback on other purchases.* *Terms apply. |
U.S. Bank Cash+™ Visa Signature® credit card
This card has one of the highest cashback rates on the market. Rewards start at 1% and go up to 5% in bonus categories. You will need a good card usage strategy to optimize your earnings. That’s because there are 12 bonus categories from which you must choose only 2 per quarter.
Plus, earn 2% on popular categories: groceries, restaurants, gas stations, and EV charging stations. This is usually the top spending of major U.S. citizens. Recover your cashback in the form of statement credits or gift cards.
This card also gives you 5% on travel purchases through the U.S. Bank’s Rewards Travel Center. However, this is not the best card to take on your trip as it charges foreign transaction fees.
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U.S. Bank Cash+™ Visa Signature® credit card: should you get one?

This card’s benefits are mostly about the cashback. So if you’re good at managing them, this card is a yes for you. It has no annual fee, so it’s worth giving a try. Check some of the pros and cons:
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Pros
- No annual fee.
- The welcome bonus of $200 is easy to get, as it requires only $1,000 in spending within the first 120 days.
- You can choose 2 out of 12 categories to earn 5% cashback on up to $2,000 spendings per quarter (after you reach the cap, you still get 1% cashback)
- 2% cashback on everyday purchases: grocery stores, gas stations, EV charging stations, and restaurants.
- 1% cashback on every other purchase.
- Zero fraud liability.
Cons
- Complicated rewards program. You’ll have to master the juggling of bonus categories to optimize your earnings.
Credit scores required
Like most credit cards out there, you’ll need a good credit score to apply for this one. If yours is not so good at the moment, you can choose a secured credit card and make responsible use of it for some months. Pay your bills on time and you’ll increase your score to apply for a credit card with more benefits.
U.S. Bank Cash+™ Visa Signature® credit card application: how to do?
Are you ready to enjoy all of these benefits? So its time to learn how do you get this amazing card. To apply for the U.S. Bank Cash+™ Visa Signature® credit card consider reading the following content. It will tell you everything you need to know about the application process.

How do you get the U.S Bank Cash+™?
If you're good with cashback management and love to get the best out of each credit card, the U.S. Bank Cash+™ Visa Signature® is perfect for you. See how to apply!
About the author / Julia Bermudez
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