Loans
Achieve Personal Loan (formerly FreedomPlus) review
Check out this Achieve Personal Loan review and find out why it could be the perfect way to get your finances back on track! Enjoy rate discount and more!
Advertisement
Achieve Personal Loan: borrow up to $50K and enjoy a rate discount
Are you ready to take control of your finances and end debt? Then our detailed Achieve Personal Loan review could be a great starting point.
Learn to apply for the Achieve Personal Loan
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
We’ll provide all the insight you need, weighing up its advantages and drawbacks so that you can decide whether this Loan is right for you. Read on!
- APR: 7.99-29.99%;
- Loan Purpose: Debt consolidation, home improvements, weddings and events, travel, medical expenses, vacations, moving;
- Loan Amounts: $5,000-$50,000;
- Credit Needed: 620;
- Origination Fee: 1.99%-6.99% of the loan amount.
- Late Fee: N/A;
- Early Payoff Penalty: N/A.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
What is the Achieve Personal Loan?
This Achieve Personal Loan review is about the formerly FreedomPlus, an online lender that provides personal loans for debt consolidation and other financial needs.
They offer loan terms from 2 to 5 years, and funds are usually available within 1 to 3 days of approval.
On the low side, a mobile app is unavailable, and origination fees are associated with the Loan.
Unfortunately, this personal loan is unavailable in CO, CT, HI, KS, ME, ND, VT, WV, WI, and WY.
Achieve offers competitive rates but can be on the high side compared to other lenders. Luckily, they offer rate discounts for their applicants.
Joint loans
If you apply for a joint loan, Achieve will offer up to six percentage points off your rate.
However, they will evaluate both borrowers’ combined financial background and creditworthiness on the application.
Advertisement
Retirement savings
With Achieve Personal Loan, borrowers with at least $25,000 saved in retirement can receive a special discount of up to five percentage points on their rate.
Those who have saved even more – such as $40,000 or higher – may be eligible for the best possible discounts.
Unlike other lending companies, your retirement savings are not used to secure any loan.
Direct pay
Earn up to 4 percentage points in discounted rates on your Achieve loan when you use it for debt consolidation.
To maximize this offer and receive the full discount, ensure that at least 85% of the money from your Achieve loan is sent directly to another creditor.
Unfortunately, no rate discount is offered if you set up auto payment on the Loan, which can eat into potential savings.
Advertisement
Is the Achieve Personal Loan good?
Achieve Personal Loan is ideal for debt or credit consolidation.
Thus the discounted rate incentives make it worthwhile and cost-effective in the long run!
But before applying, compare its advantages and disadvantages to make an informed decision.
Pros
- Pre-qualify with soft credit;
- Joint loans;
- Rate discounts options;
- Online application.
Cons
- Origination fees;
- No app;
- Not available to all states.
Does Achieve check credit scores?
Yes, they do. Borrowers can choose to have a soft credit check that won’t affect their scores. The minimum credit score you need to demonstrate is 620.
Want to apply for the Achieve Personal Loan? We will help you!
Ready to apply for the Achieve Personal Loan? We’ve got you covered! Check out our post below for more information.
Learn to apply for the Achieve Personal Loan
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
Trending Topics
Application for the Upgrade Bitcoin Rewards Visa®: how does it work?
To get into the cryptocurrency market, apply for an Upgrade Bitcoin Rewards Visa® and start receiving your cashback as Bitcoin.
Keep Reading
Learn to apply easily for the SoFi Mortgage
Do you want to apply for a mortgage with SoFi mortgage? Read on to a complete guideline that covers all you need to know.
Keep Reading
Apply for Navy Federal cashRewards Credit Card: $0 annual fee
How to apply for the Navy Federal cashRewards Credit Card - everything you need! Earn cash back on purchases! Read on!
Keep ReadingYou may also like
0% intro APR: Apply for Discover It® Student Cash Back Card
Looking to apply for the Discover It® Student Cash Back Card? Discover all the steps in this guide - earn up to 5% cash back on purchases!
Keep Reading
Learn all the main pros of rewards credit cards
Do you know the pros of credit card rewards? You can take advantage of your credit cards and get a lot of benefits. Learn how to do it.
Keep Reading
Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?
Find out if the Sam’s Club Credit Plus Member Mastercard credit card, which offers cash back on gas and dining, is a good option for you.
Keep Reading