Are you looking for a new and simple way to manage your money? Then read our U.S. Bank Smartly™ Checking review to find no! Enjoy a checking account that makes banking convenient, easy, and secure.

In this blog post, we will break down the main features of this product to help you decide if it’s right for you. Keep reading to learn more! Let’s get started!

U.S Bank Smartly™ Checking is the smart choice for savvy consumers who want a hassle-free way to manage their finances.

With only $25, you can open an account and enjoy features such as free online management and fee waivers – plus, it’s easy to apply in minutes via their simple online process.

It’s necessary to keep a minimum balance of $1,500; this way, you can avoid the monthly fee. Unfortunately, the account is only available for 26 states.

Also, it offers a variety of features designed to make your banking experience as stress-free as possible. Here are some of the highlights.

The monthly fee to keep this open account ranges from $0-$6,95. However, you can waive it in many ways.

Members of the military and customers under 24 or 65+ don’t need to worry about a monthly maintenance fee.

To be eligible for this benefit, customers can:

Withdraw money from any domestic ATM with no additional fee from U.S. Bank. Also, you won’t pay any surcharge fees using ATMs from MoneyPass® Network. The list of locations is available on the website.

Enjoy the convenience of no-fee overdraft protection transfers from a linked deposit account. Keep your Available Balance above $50, and you won’t be charged any fees. 

Plus, their Overdraft Fee Forgiven program lets you completely avoid certain charges.

Easily pay all your bills in one place and never worry about missing a payment again. Plus, set up automatic payments, so you never have to think twice about getting those important bills paid on time.

Now that you know how the U.S. Bank Smartly™ Checking account works, it is time to compare its pros and cons. Check it out below.

The U.S. Bank Smartly™ Checking account doesn’t have any credit score requirements for new customers since opening a bank account doesn’t always require checking your credit score.

However, having a negative one can lead banks to block access to certain products or services and incur additional fees.

Are you interested in learning more about the U.S. Bank Smartly™ Checking? Take advantage of this special offer and learn how to apply with our helpful instructions. Check out our post below!