Application for the Upgrade card: how does it work?
Learn how to apply for the Upgrade credit card and you'll have a credit card with no fees to use everywhere.
by Julia Bermudez
Upgrade card: build a score while you enjoy the best payment conditions on a credit card
With the Upgrade card, you can forget about bad offers for people with bad scores. This card charges no fees at all. No annual or monthly fee, no foreign transaction fee, and even no late payment fee.
It is an excellent option for people looking for repairing their credit scores.
It doesn’t offer any rewards or bonuses when you apply for it, but it is not very common for a credit card designed for people with low scores to offer these things.
The Visa signature will grant you benefits and your card will get accepted everywhere. You’ll have a great credit card both for everyday use or for bigger purchases. Keep reading and we’ll tell you how to apply for it.
As a person who is trying to build a good credit score, the last thing you want is to keep hurting yours with hard inquiries. So, to avoid that, Upgrade allows you to check your offer with a pre-qualify before making any check on your score that will stay on your reports.
To check your offer and pre-qualify is very simple. You just need to go to Upgrade’s website, look for the credit card sessions, and hit the “get started” button on your card of choice. If you’re building credit, you’ll have to go for the Upgrade card with no rewards.
This application consists of a simple form. Upgrade will not ask for much information. Just the basics, like your full name, address, annual income, and its source. Create your account with your email and password to submit your form.
You will be redirected to another website
Apply using the app
The Upgrade mobile app allows you to manage your monthly payments, check your latest purchases, make payments and check your credit score progress.
Download the app after you get the card. Apply through the website.
Upgrade card vs. Upgrade card with Cash Rewards
As soon as you improve your credit score, you can apply for a better credit card with benefits. Upgrade has this better option for you, with cash back rewards and the same payment benefits as the Upgrade credit card.
- Credit Score: Poor/Fair.
- Annual Fee: $0
- Regular APR: 8.99% to 29.99% according to your creditworthiness
- Welcome bonus: N/A
- Rewards: No rewards.
Upgrade Card with Cash Rewards
- Credit Score: Average/Good.
- Annual Fee: $0
- Regular APR: 8.99% to 29.99% APR
- Welcome bonus: No sign-up bonus for new cardholders.
- Rewards: 1.5% cash back every time you pay your card bill.
Upgrade Cash Rewards card application
You can apply for an Upgrade Cash Rewards in a couple of minutes without leaving your house to do it. Learn how to apply online for your new credit card.
About the author / Julia Bermudez
Total Visa® Credit Card review: Visa card for people with poor credit
The Total Visa® Credit Card targets your bad score. Rebuild credit. Get it right now with an online application. Check it out!Keep Reading
Juno Debit Card review: Purchase with cash or crypto
Read the Juno Debit Card Review to learn if this crypto card it is right for you! Read on to see its pros and cons!Keep Reading
Juno Checking Account review: Access crypto in a flash!
Ready to earn more? Check out our Juno Checking Account review and learn how you can be rewarded with 5% APY. Start now!Keep Reading
You may also like
ClearMoneyLoans.com review: how does it work and is it good?
Get to know a personal loan lender platform that accepts different credit scores. Read on to a ClearMoneyLoans.com review.Keep Reading
Application for the First Digital Mastercard®: how does it work?
The First Digital Mastercard® was designed to help you rebuild your credit. Learn how to apply and start building a strong financial future!Keep Reading
What is PayPal Credit and how does it work?
Do you want to know how PayPal credit works? Discover all about PayPal Credit: what it is, how it works. Read on!Keep Reading