Credit Cards

Torrid Credit Card Review: Big Discounts on all Purchases

Find out how to get fashion discounts with the Torrid Credit Card in our review! Discover rewards for cardholders now. Keep reading!

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Pay less every time you shop at Torrid and Save more!

Torrid Credit Card
Torrid Credit Card Review: Big Discounts on all Purchases. Source: The Mad Capitalist

If you’re a fan of Torrid, you might have heard of its store credit card. But is it worth your while? In this blog post, we’ll review the Torrid Credit Card and see if it fits you well.

Torrid Credit Card

Up to 40% off Now: How to Apply for Torrid Card

Are you a Torrid lover? Learn to apply for the Torrid Credit Card now and score a 5% discount on all your purchases. Keep reading!

We’ve got you covered, from how it works to its rewards, fees, and credit score requirements. So, let’s dive in.

  • Credit Score: 630 or higher;
  • Annual Fee: $0;
  • Purchase APR: 25.99% Variable;
  • Cash Advance APR: N/A;
  • Welcome Bonus: 40% off on your first purchase after opening and using the Torrid Credit Card online, plus $15 off $50 purchase once your Torrid card arrives;
  • Rewards: 5% off on all purchases using the card.

Torrid Credit Card: how does it work?

The Torrid Credit Card is store-branded, allowing you to purchase at Torrid stores and online.

It offers discounts and rewards without an annual fee.

However, it’s important to note that the card also comes with a high APR and fees. Further, let’s break down its features:

Welcome Bonus

When you open and use the Torrid Credit Card online, you’ll receive 40% off your first purchase, and once your card arrives, you’ll get $15 off a $50 purchase.

Rewards

With the Torrid Credit Card, you’ll enjoy 5% off on all purchases made with the card.

Additionally, you’ll gain access to exclusive sales and offers unavailable to non-cardholders.

Loyalty Program

The Torrid Credit Card’s loyalty program has three tiers: Insider, Loyalist, and VIP.

Your tier will depend on your spending.

You’ll earn rewards for every 250 points collected and a birthday gift for members.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit Reports

Indeed, it’s worth noting that your account activity is reported to credit bureaus, allowing you to improve your credit by making regular, on-time payments.

Torrid Credit Card: should you get one?

Torrid Credit Card
Pay less every time you shop at Torrid and Save more! Source: Torrid

If you’re a frequent Torrid shopper who plans to make big purchases, the Torrid Credit Card might be worth considering.

However, it’s not the best option for people who carry a balance or have less than great credit scores.

Pros

  • No Annual fees;
  • High rewards and bonuses;
  • Exclusive discounts and perks;
  • Loyalty program.

Cons

  • High APR;
  • Late payment and returned payment fees.

Credit score required

To qualify for the Torrid Credit Card, you must review your score and see if it’s 630 or higher.

Torrid Credit Card application: how to do it?

Ready to apply for the Torrid Credit Card and earn a 5% discount on all your purchases? Then keep reading to get started!

Torrid Credit Card

Up to 40% off Now: How to Apply for Torrid Card

Are you a Torrid lover? Learn to apply for the Torrid Credit Card now and score a 5% discount on all your purchases. Keep reading!

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