Western Union® Netspend® Prepaid Mastercard® review
Send and receive money, pay bills, and enjoy the benefits of a credit card without the worry of overspending. Discover the Western Union® Netspend® Prepaid Mastercard®!
Enjoy an interesting welcome Bonus
Looking for a way to manage your finances without the burden of traditional cards? Look no further than this Western Union® Netspend® Prepaid Mastercard® review.
This prepaid card offers all the benefits of a credit card without worrying about overspending or damaging your credit score. So read on and learn more!
- Credit Score: All types of credit scores are accepted;
- Annual Fee: $0 up to $9.95 monthly, depending on the purchase plan you choose;
- Purchase APR: None;
- Cash Advance APR: None;
- Welcome Bonus: $20 credit when you refer a friend who activates their new card and loads at least $40;
- Rewards: None.
Western Union® Netspend® Prepaid Mastercard®: how does it work?
The Western Union® Netspend® Prepaid Mastercard® is a reloadable-prepaid card that can be used anywhere Mastercard is accepted.
Besides, you must purchase a card and activate it online to start.
Once activated, you can load funds onto the card via direct deposit, online transfer, or at a Western Union location.
Furthermore, the card can be used for purchases online and in-store, and you can withdraw cash from ATMs with the card as well.
You can also use the card to pay bills or send money to other Netspend cardholders.
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Western Union® Netspend® Prepaid Mastercard®: should you get one?
The Western Union® Netspend® Prepaid Mastercard® is an excellent option for those looking to simplify their finances and avoid the pitfalls of traditional credit cards.
Here are some of the pros and cons to consider before making your decision:
- No credit check is required, making the card available to anyone regardless of credit score;
- No purchase or cash advance APR;
- A $20 credit is given to you when you refer a friend who activates their new card and loads at least $40;
- The ability to send and receive money from other Netspend cardholders.
- Monthly fees of up to $9.95 apply, depending on how much you load onto the card each month;
- No rewards program;
- Some fees may apply for certain transactions, such as out-of-network ATM withdrawals.
Credit score required
One of the major advantages of the Western Union® Net spend® Prepaid Mastercard® is that no credit check is required to get the card.
Thus, anyone can get this prepaid card.
Western Union® Netspend® Prepaid Mastercard® application: how to do it?
Overall, the Western Union® Netspend® Prepaid Mastercard® is an excellent option for those looking to simplify their finances and avoid the pitfalls of traditional cards.
Moreover, with no credit check required and the ability to send and receive money from other Netspend cardholders, it’s a great way to manage your money.
However, before deciding, be aware of the monthly fees and lack of a rewards program.
Ready to simplify your finances with the Western Union® Netspend® Prepaid Mastercard®?
Check out our how-to guide to learn how to apply and start enjoying the benefits of this hassle-free prepaid card today!
About the author / Sabrina Paes
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