Credit Cards

R.I.A. Federal Credit Union Mastercard® Rewards Card Review

Get the low down on how you can save and earn rewards with the R.I.A. Federal Credit Union's Mastercard® Rewards Card!

Advertisement

Cashback on all purchases and no annual fees

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card Review. Source: The Mad Capitalist

Looking for a credit card that lets you earn rewards on every purchase? The R.I.A. Federal Credit Union Mastercard® Rewards Card of this review might be just what you need.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

With this card, you can earn rewards on everything from groceries and gas to travel and dining out. So check out!

  • Credit Score: 680 or higher (good to excellent);
  • Annual Fee: $0;
  • Purchase APR: 17.50% – variable;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: 1.5% of cashback on selected purchases.

Advertisement

R.I.A. Federal Credit Union Mastercard® Rewards Card: how does it work?

The R.I.A. Federal Credit Union Mastercard® Rewards Card is a credit card that offers a straightforward and easy-to-understand rewards program.

Thus, cardholders can earn 1.5% cashback on selected purchases.

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, applicants need a credit score of 680 or higher, which is considered good to excellent.

Once approved, cardholders can enjoy a low purchase APR of 17.50%, which is variable and subject to change based on market conditions.

Additionally, there is no annual fee, making this card an affordable option.

R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one?

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one? Source: R.I.A. Federal Credit Union

If you are looking for a rewards credit card with no annual fee and a low purchase APR, this card could be a good option for you.

However, it’s important to note that the card is only available to members of R.I.A. Federal Credit Union.

Additionally, the 1.5% cashback reward on selected purchases may not be as high as some other reward cards on the market. Further, check the pros and cons:

Advertisement

Pros 

  • No annual fee;
  • Earn rewards on every purchase;
  • No Cash Advance Fees;
  • Manage your account online or through the mobile app.

Cons

  • Requires a good to excellent credit score.

Advertisement

Credit score required

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you’ll typically need a good to excellent credit score. This means a score of 670 or higher.

R.I.A. Federal Credit Union Mastercard® Rewards Card application: how to do it?

Overall, the R.I.A. Federal Credit Union Mastercard® Rewards Card is an excellent choice for those who want to earn rewards on everyday purchases.

Thus, to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, simply visit their website and complete the online application.

Also, you will need to provide some basic personal and financial information, including your annual income and housing status.

So, learn more about the process with the post below.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

Trending Topics

content

The Definitive Guide to Apply for Blaze Mastercard® Credit Card

Get your credit back on track with the unsecured Blaze Mastercard® Credit Card- Learn how to apply now. Read on!

Keep Reading
content

Mortgage statement: what it means and how to read it

A mortgage statement can be confusing, but this guide will break it down so you know exactly what's going on. Read on!

Keep Reading
content

What is creditworthiness?

A definition and explanation of creditworthiness! Keep reading and learn how it can influence your finances! Start a wealthy life today!

Keep Reading

You may also like

content

Capital One Savor Cash Rewards Credit Card vs. Capital One Walmart Rewards® Mastercard®: card comparison

Capital One Savor Cash Rewards Credit Card or Capital One Walmart Rewards® Mastercard®? Compare them and find out which one is best for you!

Keep Reading
content

How to move out of your parents’ house [Checklist]

How to move out of your parents' house? This checklist offers everything you need to do before making the big move. Read on!

Keep Reading
content

Old Navy credit card review: is it worth it?

The Old Navy credit card will reward your love for shopping at GAP Inc. stores. Learn more about it, and get exclusive discounts.

Keep Reading