Credit Cards

R.I.A. Federal Credit Union Mastercard® Rewards Card Review

Get the low down on how you can save and earn rewards with the R.I.A. Federal Credit Union's Mastercard® Rewards Card!

Advertisement

Cashback on all purchases and no annual fees

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card Review. Source: The Mad Capitalist

Looking for a credit card that lets you earn rewards on every purchase? The R.I.A. Federal Credit Union Mastercard® Rewards Card of this review might be just what you need.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

With this card, you can earn rewards on everything from groceries and gas to travel and dining out. So check out!

  • Credit Score: 680 or higher (good to excellent);
  • Annual Fee: $0;
  • Purchase APR: 17.50% – variable;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: 1.5% of cashback on selected purchases.

Advertisement

R.I.A. Federal Credit Union Mastercard® Rewards Card: how does it work?

The R.I.A. Federal Credit Union Mastercard® Rewards Card is a credit card that offers a straightforward and easy-to-understand rewards program.

Thus, cardholders can earn 1.5% cashback on selected purchases.

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, applicants need a credit score of 680 or higher, which is considered good to excellent.

Once approved, cardholders can enjoy a low purchase APR of 17.50%, which is variable and subject to change based on market conditions.

Additionally, there is no annual fee, making this card an affordable option.

R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one?

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one? Source: R.I.A. Federal Credit Union

If you are looking for a rewards credit card with no annual fee and a low purchase APR, this card could be a good option for you.

However, it’s important to note that the card is only available to members of R.I.A. Federal Credit Union.

Additionally, the 1.5% cashback reward on selected purchases may not be as high as some other reward cards on the market. Further, check the pros and cons:

Advertisement

Pros 

  • No annual fee;
  • Earn rewards on every purchase;
  • No Cash Advance Fees;
  • Manage your account online or through the mobile app.

Cons

  • Requires a good to excellent credit score.

Advertisement

Credit score required

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you’ll typically need a good to excellent credit score. This means a score of 670 or higher.

R.I.A. Federal Credit Union Mastercard® Rewards Card application: how to do it?

Overall, the R.I.A. Federal Credit Union Mastercard® Rewards Card is an excellent choice for those who want to earn rewards on everyday purchases.

Thus, to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, simply visit their website and complete the online application.

Also, you will need to provide some basic personal and financial information, including your annual income and housing status.

So, learn more about the process with the post below.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

Trending Topics

content

Facts about credit cards: 7 important things you didn’t know

Some facts about credit cards are unknown to many users. We recommend you to read this article with some tips to master your cards.

Keep Reading
content

Apply for the Delta SkyMiles® Reserve American Express Card

Do you need a card to make your travel experiences better? Read to learn about the Delta SkyMiles® Reserve American Express Card application!

Keep Reading
content

Bank of America Platinum Plus® Mastercard® Business Card review

Learn everything you need about the Bank of America Platinum Plus® Mastercard® Business Card with our review! $0 annual fee and more!

Keep Reading

You may also like

content

401 (k) plan: what is it and how does it work?

Learning what a 401(k) is will help you understand your rights and prepare for retirement. This article will get you well informed.

Keep Reading
content

How do credit card miles work?

How do credit card miles work? Understand how to use your card to collect miles. Read on to learn more about it!

Keep Reading
content

How to apply for the Scotiabank Preferred Package

Apply for the Scotiabank Preferred Package with this easy-to-follow step-by-step guide, and get your chequing account going today.

Keep Reading