Credit Cards

R.I.A. Federal Credit Union Mastercard® Rewards Card Review

Get the low down on how you can save and earn rewards with the R.I.A. Federal Credit Union's Mastercard® Rewards Card!

Advertisement

Cashback on all purchases and no annual fees

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card Review. Source: The Mad Capitalist

Looking for a credit card that lets you earn rewards on every purchase? The R.I.A. Federal Credit Union Mastercard® Rewards Card of this review might be just what you need.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

With this card, you can earn rewards on everything from groceries and gas to travel and dining out. So check out!

  • Credit Score: 680 or higher (good to excellent);
  • Annual Fee: $0;
  • Purchase APR: 17.50% – variable;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: 1.5% of cashback on selected purchases.

Advertisement

R.I.A. Federal Credit Union Mastercard® Rewards Card: how does it work?

The R.I.A. Federal Credit Union Mastercard® Rewards Card is a credit card that offers a straightforward and easy-to-understand rewards program.

Thus, cardholders can earn 1.5% cashback on selected purchases.

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, applicants need a credit score of 680 or higher, which is considered good to excellent.

Once approved, cardholders can enjoy a low purchase APR of 17.50%, which is variable and subject to change based on market conditions.

Additionally, there is no annual fee, making this card an affordable option.

R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one?

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one? Source: R.I.A. Federal Credit Union

If you are looking for a rewards credit card with no annual fee and a low purchase APR, this card could be a good option for you.

However, it’s important to note that the card is only available to members of R.I.A. Federal Credit Union.

Additionally, the 1.5% cashback reward on selected purchases may not be as high as some other reward cards on the market. Further, check the pros and cons:

Advertisement

Pros 

  • No annual fee;
  • Earn rewards on every purchase;
  • No Cash Advance Fees;
  • Manage your account online or through the mobile app.

Cons

  • Requires a good to excellent credit score.

Advertisement

Credit score required

To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you’ll typically need a good to excellent credit score. This means a score of 670 or higher.

R.I.A. Federal Credit Union Mastercard® Rewards Card application: how to do it?

Overall, the R.I.A. Federal Credit Union Mastercard® Rewards Card is an excellent choice for those who want to earn rewards on everyday purchases.

Thus, to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, simply visit their website and complete the online application.

Also, you will need to provide some basic personal and financial information, including your annual income and housing status.

So, learn more about the process with the post below.

R.I.A. Federal Credit Union Mastercard® Rewards Card

R.I.A.F.C.U. Mastercard® Rewards

Unlock the potential of shopping with the R.I.A. Federal Credit Union Mastercard® Rewards Card! Apply today and start saving big!

Trending Topics

content

Juno Checking Account application: how does it work?

Don't miss out on high-interest rates and 5% cashback! Learn how to apply for the Juno Checking account now. Stay tuned!

Keep Reading
content

Application for the Upgrade card: how does it work?

Learn how to get your new credit card even if you don't have a credit score. Enjoy the benefits of having an Upgrade credit card.

Keep Reading
content

What is an emergency fund and why do you need one?

Learn how to build an emergency fund and be prepared for everything. Your future self will be thankful. Read this article to build yours.

Keep Reading

You may also like

content

The American Express Blue Business Cash™ Card review

Learn how to earn cash back and improve your business' workflow with our The American Express Blue Business Cash™ Card review!

Keep Reading
content

Citi® / AAdvantage® Platinum Select® World Elite Mastercard® application: how does it work?

Are you planning to apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®? Check out this guide for the application!

Keep Reading
content

Chase College Checking℠ review: Get a $100 bonus

Check out this account breakdown in the Chase College Checking℠ review! No monthly fee for up to 5 years and a $100 bonus! Read on for more!

Keep Reading