A prepaid card is a type of debit card loaded with funds beforehand, meaning that you can only spend the amount of money loaded onto the card. Western Union® Netspend® Prepaid Mastercard® works by allowing you to load money onto the card through a variety of methods, such as direct deposit, mobile check deposit, or by visiting a Western Union® location. Once funds are loaded onto the card, you can use it like any other debit card to make purchases, withdraw cash, or pay bills.

No credit check is required to get the Western Union® Netspend® Prepaid Mastercard®. This makes it a great option for those who may not have a strong credit history or who are trying to improve their credit score.

You can apply for a Western Union® Netspend® Prepaid Mastercard® online or through the mobile app. You will need to provide personal information, such as your name, address, and social security number. Once your application is approved, you will receive your card in the mail within 7-10 business days. You can then activate your card and start loading funds onto it.