No annual fee and a long intro APR period of up to 21 months
The Wells Fargo Reflect® Card: Pay off your debts quickly and easily!
Advertisement
The Wells Fargo Reflect® Card is worth considering if you are looking for a good option for paying off debts quickly and easily without worrying about high-interest rates kicking in or annual fees adding onto what may already be an overwhelming monthly payment amount. With its long intro APR period and no annual fee, this card is one of the best options out there – All in all, this card is well worth considering when looking at ways to pay off debt responsibly and quickly. Great, isn’t it?
The Wells Fargo Reflect® Card is worth considering if you are looking for a good option for paying off debts quickly and easily without worrying about high-interest rates kicking in or annual fees adding onto what may already be an overwhelming monthly payment amount. With its long intro APR period and no annual fee, this card is one of the best options out there – All in all, this card is well worth considering when looking at ways to pay off debt responsibly and quickly. Great, isn’t it?
You will remain in the same website
Are you reading to apply for this card? Unlock the potential of The Wells Fargo Reflect® Card and reap these four amazing benefits:
You will remain in the same website
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Illuminate your financial journey with the Wells Fargo Reflect® Credit Card, a beacon of balance and budgeting. Curated with modern consumers in mind, this card intertwines convenience with commendable features.
Strengths and Special Offerings
- Extended Intro APR: Experience an extended introductory period with a 0% APR on purchases and balance transfers, offering breathing room for major purchases or debt consolidation.
- Cell Phone Protection: Enjoy peace of mind with up to $600 protection on your cell phone against covered damage or theft when you pay your monthly bill with the Reflect® Card.
- Flexible Payment Dates: Customize your payment schedule, allowing you to align due dates with paydays or other monthly expenses.
- No Penalty APR: Miss a payment? While late fees apply, you won't be subjected to a penalty APR, safeguarding your interest rates.
- Robust Security Features: With 24/7 fraud monitoring, chip technology, and zero liability protection, your card's security is prioritized.
- Access to Wells Fargo Online: Easily manage your account, set up alerts, and track your spending with the Wells Fargo Online platform.
Limitations to Consider
- Balance Transfer Fee: Though there's an introductory APR for balance transfers, a balance transfer fee does apply, which can add to the overall cost.
- Foreign Transaction Fees: International travelers might be disheartened by the foreign transaction fees, making overseas spending pricier.
- No Rewards Program: Despite its many features, the card lacks a rewards program, which means no earning potential on purchases.
- High Regular APR: After the introductory period, the regular APR can be on the higher side based on your creditworthiness, impacting those who carry balances.
Overall, the Wells Fargo Reflect® Credit Card beams with features that cater to a wide array of financial needs, from its extended introductory APR to robust security measures.
While its lack of a rewards program and foreign transaction fees might dim its shine for some, its primary offerings can be incredibly valuable for the right cardholder.
If you're after simplicity combined with some standout features, this card could be a luminous addition to your wallet.
When you submit a credit card application, you can request a balance transfer, which will allow you to move your balances from other cards onto the Wells Fargo Reflect Card, but it's subject to approval.
The intro offer for the Wells Fargo Reflect® Card is 0% APR for 18 months. However, you can extend it for three more months if you make at least one one-time payment during the intro period.
No, you cannot apply for a Wells Fargo Reflect® Card if you have a bad credit score. The Wells Fargo Reflect® Card is a credit card that is designed for people who have good or excellent credit.
If you still need more recommendations of credit cards, from low credit line credit cards that approve low score to high credit line credit cards with several benefits, then our team recommends checking the article below:
The top cards based on your credit score
Select your score and we will recommend the top credit card for you to apply in terms of approval.
Trending Topics
Apply for the Shop Your Way Mastercard®: $0 annual fee
Find out how to apply for the Shop Your Way Mastercard® and increase your purchase points. Get the step-by-step here! Stay tuned!
Keep Reading
Supplemental Security Income (SSI): see if you qualify
Learn more about the Supplemental Security Income (SSI) program and how to apply if you or a loved one needs assistance.
Keep Reading
How to create a weekly budget that works for you in 10 steps
Do you find it hard to stick to a budget? Check out these 10 tips on how to create a weekly budget that will work for you!
Keep ReadingYou may also like
Ally Everyday Cash Back Mastercard® Review: Higher Cash Back
Check out our Ally Everyday Cash Back Mastercard® review - earn cash back on all purchases and enjoy Zero Fraud Liability!
Keep Reading
Amazon Rewards Visa Signature Card review: What’s Great and Not So Great
How to shop on Amazon and Whole Foods with cashback? Find out here in this Amazon Rewards Visa Signature Card review. Read on!
Keep Reading
More Rewards, Fewer Fees: X1 Credit Card Review
Check out this comprehensive review of the X1 Credit Card! $0 annual fee and unlimited rewards - read on and learn more!
Keep Reading