The purchase APR for the R.I.A. Federal Credit Union Mastercard® Rewards Card is 12.25% variable, and there is no cash advance APR. This means the interest rate you pay on purchases with the card may vary depending on market conditions, but you won’t be charged an additional fee for cash advances. It’s important to note that your actual APR may vary based on your creditworthiness and other factors, so it’s best to check with R.I.A. Federal Credit Union for the most up-to-date information.

The R.I.A. Federal Credit Union Mastercard® Rewards Card has no annual fee. This means you won’t have to pay any extra fees for owning the card. However, it’s important to note that other fees may be associated with using the card, such as late payment or foreign transaction fees. Be sure to read the cardholder agreement carefully and understand all the fees associated with the card.

To apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you must have a credit score of 680 or higher, which is considered good to excellent. However, it’s important to note that credit score is just one of many factors that R.I.A. Federal Credit Union will consider when evaluating your application. Other factors may include your income, employment history, and credit history.

Making payments is easy when you have the latest technologies in your favor! And that’s what the R.I.A. Federal Credit Union Mastercard® Rewards Card offers you! You can enjoy convenience and hassle-free payment processing. Thus, you can pay online at their website, through the RIAFCU Mobile Banking app, in the branch, or over the phone by calling at 800-742-2848.