R.I.A. Federal Credit Union Mastercard® Rewards Card Review
Get the low down on how you can save and earn rewards with the R.I.A. Federal Credit Union's Mastercard® Rewards Card!
Cashback on all purchases and no annual fees
Looking for a credit card that lets you earn rewards on every purchase? The R.I.A. Federal Credit Union Mastercard® Rewards Card of this review might be just what you need.
With this card, you can earn rewards on everything from groceries and gas to travel and dining out. So check out!
- Credit Score: 680 or higher (good to excellent);
- Annual Fee: $0;
- Purchase APR: 17.50% – variable;
- Cash Advance APR: Not disclosed;
- Welcome Bonus: None;
- Rewards: 1.5% of cashback on selected purchases.
R.I.A. Federal Credit Union Mastercard® Rewards Card: how does it work?
The R.I.A. Federal Credit Union Mastercard® Rewards Card is a credit card that offers a straightforward and easy-to-understand rewards program.
Thus, cardholders can earn 1.5% cashback on selected purchases.
To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, applicants need a credit score of 680 or higher, which is considered good to excellent.
Once approved, cardholders can enjoy a low purchase APR of 17.50%, which is variable and subject to change based on market conditions.
Additionally, there is no annual fee, making this card an affordable option.
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R.I.A. Federal Credit Union Mastercard® Rewards Card: should you get one?
If you are looking for a rewards credit card with no annual fee and a low purchase APR, this card could be a good option for you.
However, it’s important to note that the card is only available to members of R.I.A. Federal Credit Union.
Additionally, the 1.5% cashback reward on selected purchases may not be as high as some other reward cards on the market. Further, check the pros and cons:
- No annual fee;
- Earn rewards on every purchase;
- No Cash Advance Fees;
- Manage your account online or through the mobile app.
- Requires a good to excellent credit score.
Credit score required
To qualify for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you’ll typically need a good to excellent credit score. This means a score of 670 or higher.
R.I.A. Federal Credit Union Mastercard® Rewards Card application: how to do it?
Overall, the R.I.A. Federal Credit Union Mastercard® Rewards Card is an excellent choice for those who want to earn rewards on everyday purchases.
Thus, to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, simply visit their website and complete the online application.
Also, you will need to provide some basic personal and financial information, including your annual income and housing status.
So, learn more about the process with the post below.
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