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Read on to see a card that can help improve your finances even with a low score!

FIT® Platinum Mastercard®: your chance to build a strong credit score


Not everybody has a perfect credit score. But it doesn’t mean you don’t deserve a credit card if you don’t have a good score. FIT® Platinum Mastercard® will give you a $400 credit limit, which is better than most cards for people with a bad credit score. And if you make good use of it you can double your limit to $800 in just six months.

You deserve a credit card, and you'll get these benefits:

Suitable for people with poor credit score;
Report to all three major credit bureaus;
Protection with zero fraud liability by Mastercard;
Track your credit score for free.

Embark on a transformative financial journey with the FIT® Platinum Mastercard®! Engineered for those eager to reshape their credit landscape, this card serves as a dynamic ally, guiding you towards a brighter fiscal horizon with every swipe.

Strengths and Special Offerings

  • Credit Building Focus: If credit rehabilitation is your target, the FIT® Platinum Mastercard® is keenly oriented towards assisting users in enhancing their credit.
  • Broad Approval Odds: Catering especially to those with suboptimal credit scores, this card provides an avenue for individuals often overlooked by more stringent card issuers.
  • Monthly Reporting: Every diligent payment you make doesn’t go unnoticed, with monthly reporting to all three major credit bureaus.
  • Fast Application Process: Time is of the essence, and FIT® understands that. Expect swift processing and credit decisions to get you started.
  • Unsecured Card Advantage: Say goodbye to deposit requirements. Enjoy the perks of an unsecured card, setting it apart from many credit-building alternatives.

Limitations to Consider 

  • High APR: The card comes with a relatively steep interest rate, making it essential to clear balances monthly to avoid hefty interest charges.
  • Annual Fee: While it offers a range of benefits, there’s an associated annual fee that users should factor into their financial calculations.
  • Limited Fringe Benefits: If you’re on the hunt for rewards, cashback, or travel perks, this might not be your perfect match.
  • Potential for Additional Fees: From late payments to foreign transactions, various fees can add up if one isn’t vigilant.
  • Initial Low Credit Limit: Some users might find the starting credit limit a tad restrictive, though responsible usage can lead to potential increases.

The FIT® Platinum Mastercard® emerges as a promising sidekick for those determined to reinvent their credit story. With its commitment to helping rebuild credit profiles, it offers hope to many.

While it may come with certain costs and lacks the bells and whistles of rewards cards, its value as a credit-building tool is unmistakable. For those dedicated to financial rejuvenation, the FIT® card could be a fitting choice.

With the FIT® Platinum Mastercard®, you can get an initial credit limit of up to $400! Which can be relatively higher than the initial credit limits offered by similar credit cards. And you can use this limit to make purchases and increase your credit score over time if you make your payments on time.

You can use your FIT® Platinum Mastercard® everywhere Mastercard is accepted to help you reach your financial fitness goals. So, you may use your new FIT® Platinum Mastercard® credit card for anything from groceries to dining out to travel expenses!

Yes! Besides building your credit score, you can get a credit limit increase that will allow you to make better use of this great card! Plus, you can get a boost of double the initial credit limit. So, you’ll get a limit increase from $400 to $800!

Fit Mastercard® credit card

FIT® Platinum Mastercard® application

Do you think that applying for a credit card is hard? You can apply for the FIT® Platinum Mastercard® in minutes, and get approved right away. Read on to see how!

Now that you’ve learned more about the FIT® Platinum Mastercard® and how to apply, you may want to learn about a different credit card option. If you need to build credit, try applying for the First Progress Platinum Elite Mastercard® Secured Credit Card! With this secured credit card, you can get a chance to qualify with a very low credit score. This card has the lowest APRs of all similar First Progress cards. Plus, you can also use this card nationwide!

So, if you’re interested in learning more about this credit card works, you can read our post below. Also, you’ll learn all about how the application process works and the requirements to qualify. So, read on!

First Progress Platinum Elite Mastercard Secured Credit Card

First Progress Platinum Elite Mastercard® Secured

Rebuild your credit score with The First Progress Platinum Elite Mastercard® Secured Credit Card. Learn more about the application process and improve your finances!

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