Loading the best recommendation for you...

Enjoy a debit card with benefits of a credit card: Earn cash back on purchases!

Extra Debit Card: Improve your credit score without a credit check – it's that easy!


The Extra Debit Card is a one-of-a kind product for anyone looking to improve their credit score without a credit check. All purchases made using the card are reported directly to major bureaus, helping you reach higher scores quickly – so don’t wait. Start your journey toward financial freedom by giving it a try today!


You will remain in the same website

Improving your credit by paying with debit is possible. The Extra Debit Card helps you with that. Find out 4 of the main reasons why you should give this card a try!

Reports to two of the country's leading credit bureaus (Equifax and Experian);
Turn your debit into credit instantly;
No credit check or minimum credit score is required;
Earn points on everyday purchases!

You will remain in the same website

In a financial world brimming with options, the Extra Debit Card emerges as a beacon of innovation and practicality.

Designed to bring the best of both credit and debit worlds, this card not only simplifies transactions but also introduces a novel approach to building credit.

Let’s delve deeper into the intricacies of the Extra Debit Card, exploring the array of benefits it offers and examining the potential drawbacks that accompany it.

Strengths and Special Offerings

  • Credit Building: The Extra Debit Card’s standout feature is its ability to help users build credit without a credit check, opening avenues for financial growth.
  • No Debt Risk: As it operates as a debit card, users are safeguarded against the risks of accruing debt, fostering responsible spending habits.
  • Earn Rewards: Engage in a rewarding experience with the opportunity to earn points on everyday purchases, which can be redeemed for exciting rewards.
  • Security Features: Enhanced security features, including real-time alerts and card freezing options, provide users with peace of mind during transactions.
  • User-Friendly App: Manage finances effortlessly with the card’s intuitive and feature-rich mobile app, designed for seamless navigation.
  • No Overdraft Fees: Say goodbye to the worries of overdraft fees, as the card ensures users only spend what is available in their account.

Limitations to Consider

  • Monthly Fee: The card comes with a monthly fee, which might be a consideration for budget-conscious individuals.
  • No Credit Line: As it’s not a traditional credit card, it doesn’t offer a credit line for larger purchases or emergency expenses.
  • Limited Availability: The card might not be available to individuals in certain regions or with specific banking affiliations.
  • Spending Limits: Depending on the account balance, users might face spending limitations, which could be inconvenient for significant purchases.

The Extra Debit Card stands as a revolutionary bridge between credit building and responsible spending, offering a sanctuary for those seeking financial growth without the shackles of debt.

While its innovative approach and myriad of features paint a promising picture, potential users must weigh the monthly fees and limitations.

Navigating the financial seas with the Extra Debit Card offers a glimpse into a future where credit-building is within everyone’s grasp, with a touch of responsibility and a dash of rewards.

When applying for the Extra Debit Card, you don’t have to worry about hard inquiries as it doesn’t access your credit during the application process. It means you won’t have to meet credit score requirements to get this card. Also, you can use it to build your credit score in no time!

Unlike secured cards that typically need an upfront deposit and come with a reputation for high-interest rates, hefty fees, low limits, and no rewards – the Extra Debit Card draws funds from your existing bank account. With this card, you don’t have to worry about setting aside money as part of an upfront fee or enduring sky-high interest rates either. Plus if you use more than 30% of your available limit it won’t damage your credit score like with many other cards!

No, it’s not possible. The Extra Debit Card does not currently support international transactions and cannot be used outside of the United States. However, you can use it nationwide anywhere Mastercard is accepted. So it might be worth considering if you want to build credit.

Extra logo

Extra Debit Card application: how does it work?

Get the extra credit score you need without a credit card. Learn how to apply for an Extra Debit Card! Earn points on select transactions!

Do you want to discover more innovative debit cards? If you are a crypto lover, we have the perfect one for you: Juno Card is a great solution for your financial woes!

It’s a new debit card that guarantees 5% cash back in crypto on every purchase without any additional fees. Dive right in and explore more about this brilliant money-saving innovation in our application post below. Check it out!

Juno logo

Juno Checking Account applicatio

Don't miss out on high-interest rates and 5% cashback! Learn how to apply for the Juno Checking account now. Stay tuned!

Trending Topics


Metaverse investors are losing money to phishing scams

Find out how a new generation of cybercriminals is using the metaverse as a place to steal from unsuspecting investors. Read on for more!

Keep Reading

Earn up to 5% cash back: Apply for Instacart Mastercard® today

Apply for the Instacart Mastercard® quickly with our guide. Elevate your grocery shopping experience and enjoy exclusive rewards. Read on!

Keep Reading

Juno Checking Account review: Access crypto in a flash!

Ready to earn more? Check out our Juno Checking Account review and learn how you can be rewarded with 5% APY. Start now!

Keep Reading

You may also like


The impact of your credit score on your mortgage rate

Are you wondering how much your credit score impacts your mortgage rate? Get the answer here. Keep reading!

Keep Reading

Bank of America Customized Cash Rewards vs. Capital One Venture Rewards: card comparison

Find out which card provides more perks, as well as its pros and cons: Bank of America Customized Cash Rewards or Capital One Venture Rewards?

Keep Reading

How to apply for the Scotiabank Preferred Package

Apply for the Scotiabank Preferred Package with this easy-to-follow step-by-step guide, and get your chequing account going today.

Keep Reading