Loading the best recommendation for you...

Earn cash back on all your purchases and enjoy 0% APR for 15 months!

Discover it® Cash Back Credit Card: Up 5% cash back on purchases and no annual fee


Discover it® Cash Back Credit Card is an excellent choice for you! It offers rewarding features without any annual fee attached. Earn 5% cash back on purchases at different places each quarter, plus 1% on all other purchases! Plus, Discover will match all the cash back you’ve earned after your first year! So you can count on some extra cash! Don’t wait any longer, and start earning today!


You will remain in the same website

Discover it® Cash Back Credit Card is great for making the most of your money. Check out the benefits below!

5% cash back on rotating categories each quarter;
1% cash back on all other purchases;
No annual fee;
0% APR intro offer for 15 months.

You will remain in the same website

Embrace a world where every purchase is a step towards abundant rewards with the Discover it® Cash Back Credit Card!

Crafted for the savvy spender, this card transforms your routine transactions into a journey of delightful returns.

From a coffee run to online splurges, make every moment count with benefits that echo your zest for life!

Strengths and Special Offerings

  • Abundant Cash Back: Relish the privilege of earning a robust 5% cash back on diverse categories each quarter, such as dining, groceries, and online shopping, up to the quarterly maximum upon activation. All other purchases earn an unlimited 1% cash back.
  • Year-End Bonanza: Revel in Discover’s unique Cashback Match™, where all your earned cash back gets automatically matched at the conclusion of your first year.
  • Zero Annual Fee: Indulge in a plethora of rewards without the constraints of an annual fee, enhancing your financial freedom.
  • Fortified Security: Experience peace of mind with state-of-the-art security features, including the Freeze it® on/off switch, securing you against unauthorized transactions.
  • Dedicated Customer Service: Engage with the responsive and US-based customer service team, ready to assist you in every financial endeavor.
  • Complimentary FICO® Score Access: Maintain financial wellness with complimentary access to your FICO® Credit Score on monthly statements, mobile, and online.

Limitations to Consider

  • Category Juggling: Maximizing the 5% cash back necessitates staying attuned to the rotating categories and timely activation, calling for strategic spending.
  • International Spending Constraints: The presence of a foreign transaction fee and limited acceptance abroad make it less favorable for globe-trotters.
  • Elevated APR: Post the introductory period, the card may pose a higher standard variable purchase APR, impacting those who maintain a balance.

The Discover it® Cash Back Credit Card is your gateway to a symphony of rewards, harmonizing everyday spending with abundant returns.

While the dance with rotating categories and considerations for overseas use are integral, the ensemble of robust cash back, fortified security, and zero annual fee crafts a melody of financial joy for the enthusiastic spender!

The Discover it® Cash Back Credit Card offers a flat 1% cash back rate on all purchases, with no limit to the amount of cash back you can earn. Plus, for the first year of card membership, you’ll get an extra 5% cash back on up to $1,500 in combined purchases made in quarterly bonus categories.

There’s no annual fee for the Discover it® Cash Back Credit Card, making you save even more than just with cash back.

You can apply for the Discover it® Cash Back Credit Card on their official website. You only need to fill out a form with your personal and financial information and submit it! You’ll receive your application result quickly!

Discover it® Cash Back Credit Card is the perfect option for those looking for rewarding features. Cardholders can count on 0% APR for 15 months. Plus, at the end of your first year, Discover will double the cashback you’ve earned! They can also count on Online Privacy Protection, Free Social Security Number alerts, and a $0 Fraud Liability Guarantee.

Discover logo

Discover it® Cash Back Credit Card application

Learn how to apply for the Discover it® Cash Back Credit Card. Earn up to 5% cash back on purchases and double it after the 1st year!

If you know more credit cards with cash back, we’ve got you another option: Petal 2 “Cash Back, No Fees” Visa Card. This alternative helps you build your credit score without investing anything upfront.

It provides competitive rates and great cashback rewards! Get ready for big savings! Check out our following post and learn more!

Petal Logo

How to apply for Petal 2 Visa Credit Card

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

Trending Topics


The impact of your credit score on your mortgage rate

Are you wondering how much your credit score impacts your mortgage rate? Get the answer here. Keep reading!

Keep Reading

Application for the Fortiva® Card: how does it work?

If you need an incredible card that you can get even with a fair credit score, check out the Fortiva® Card application!

Keep Reading

RBC Bank Application: Simplify Your Banking Experience

This is a quick, simple and easy-to-follow RBC Bank application guide. Come along with us and get your new bank account going today!

Keep Reading

You may also like


Crafty in Minutes: 6 Incredible Apps to Learn Crochet

Master the art of crocheting with ease! Learn to crochet with the best apps and create unique projects. Start your exciting journey now.

Keep Reading

Costco Anywhere Visa® Card by Citi application: how does it work?

Find out how to apply for a Costco Anywhere Visa® Card by Citi, who's eligible, and much more. Keep reading!

Keep Reading

Surge® Platinum Mastercard® credit card application: how does it work?

A credit card can be the best choice to build your score. Read on to learn how to apply for the Surge® Platinum Mastercard® credit card!

Keep Reading