Since income and/or bankruptcy status are often more severe criteria for admission than credit history, the Citi Secured Card is open to persons with low credit. The chances of being approved for a secured credit card are always higher, even if acceptance for any credit card is never guaranteed.

If you’re looking for a good credit card to build your credit and then upgrade to a regular card, the Citi® Secured Mastercard® can be a great option! Also, you won’t need to pay any annual fee to use this card. This way, you’ll be able to make the best out of it to improve your finances!

The maximum credit limit on the Citi® Secured Mastercard® is $2,000. In other words, a refundable security deposit of up to $2,500 is required, and candidates will be given a spending cap of the same amount. Therefore, you’ll need to be able to give the minimum deposit for this card to use it.