Getting this card may not be easy due to the credit score requirements. You must be an adult and a legal resident of the United States, and you need a credit score of good or excellent to qualify. Those who carry this particular Amex tend to be well-off financially. However, no minimum income is necessary.

This American Express card has no spending limits. Certain charges, however, may be subject to qualifying criteria. Also, you should be aware that the Employee Card may have a total restriction on purchase quantities throughout each billing month.

Yes, you must pay all of your payments on time each month. Otherwise, you will be charged late and penalty fees. So, be cautious with this “no limit” credit card since you must ensure that you have enough income to pay the whole amount at all times.