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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Reviews

Quontic Bank High Interest Checking review: everything you need to know

Are you looking to maximize your savings with the right checking account? Our Quontic Bank High Interest Checking review is packed full of interesting details!Hop in for more insights!

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Quontic Bank High Interest Checking: Earn APY on purchases

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Read our Quontic Bank High Interest Checking review to learn more. Source: The Mad Capitalist

Are you searching for a bank account with competitive interest rates, access to ATMs across the country, and no extra charges? Then this Quontic Bank High Interest Checking Account review is ideal for you.

Quontic Bank Debit Card

Quontic Bank High Interest Checking application

Maximize your banking benefits with the Quontic Bank High Interest Checking account. Earn APY and free over 90K free ATMs. Keep reading.

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Quontic Bank High Interest Checking application

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Discover why it stands out and is recommended by users. We’ll explore this account’s main features and more! So read on to learn.

  • Fees: No hidden fees;
  • Minimum balance: $100;
  • APY: Up to 1.10% (on all balance tiers);
  • Credit score: No minimum score;
  • Rewards: No rewards.

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Quontic Bank High Interest Checking: how does it work?

Quontic Bank is a digital financial institution in New York, revolutionizing the banking industry by offering checking and savings accounts and CDs. Plus, they are all available online across every state.

They have three types of checking accounts:

  • Cash Rewards Checking;
  • Bitcoin Rewards Checking;
  • Quontic Bank High Interest Checking, which we will be talking about.

Annual Percentage Yield (APY) & Qualifying Transactions 

Quontic Bank’s High Interest Checking account provides a remarkable 1.10% return for all balance types. So, it’s an excellent perk and one of the most competitive rates in today’s market.

Customers must make ten qualifying transactions of $10 or more each cycle to take advantage of the great interest-earning opportunities.

However, that’s not too much work if you use your card regularly for purchases. The APY applies to all balance tiers, so everyone can benefit from this generous reward.

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90,000+ ATMs Nationwide & No ATM Fees 

Image of a beautiful young excited pretty woman posing isolated over white wall background using mobile phone holding credit card.
Find out how Quontic Bank High Interest Checking works. Source: Adobe Stock

You can also withdraw cash from over 90,000 ATMs across the nation with no additional costs if you use your Quontic Debit Card at any of these participating locations:

  • AllPoint® Network ATMs;
  • MoneyPass® Network ATMs;
  • SUM® Program ATMs;
  • Citibank® ATMs located in Target, Speedway, Walgreens, CVS Kroger Safeway Winn Dixie and Circle K.

Minimum Deposit Requirement & Monthly Maintenance Fee  

The minimum deposit requirement is $100, but there is no monthly maintenance fee, so you don’t have to worry about hidden costs. 

With this account, you can also get the perks of a high-yield savings account without sacrificing the convenience of a checking account.

Plus, it’s FDIC-insured, so your money is safe and secures you in case of bankruptcy. Finally, there aren’t any overdraft fees, either.

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Quontic Bank High Interest Checking: main features

Are you wondering if Quontic Bank High Interest Checking is the right option for you? Then compare its pros and cons below to help you decide.

Pros 

  • FDIC insured;
  • Up to 1,10% APY;
  • No monthly fee;
  • No overdraft fees;
  • Available nationwide;
  • Free cash withdrawal at over 90,000 ATMs across the U.S.

Cons

  • No physical branches;
  • No rewards;
  • Minimum balance of $100.

Credit score required

Credit scores are not the only factor taken into consideration when it comes to obtaining a bank account.

With different criteria also applied, this means anyone has an opportunity of being approved for their desired banking services.

Quontic Bank High Interest Checking application: how to do it?

Has the Quontic Bank High Interest Checking got your attention? Great! Then keep reading and learn how to apply for it.

The following article will explain everything you need to learn, from requirements to the application process! Let’s go!

Quontic Bank Debit Card

Quontic Bank High Interest Checking application

Maximize your banking benefits with the Quontic Bank High Interest Checking account. Earn APY and free over 90K free ATMs. Keep reading.

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Quontic Bank High Interest Checking application

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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