If you have a bad credit score or no bank account, you may feel like you’re out of options when it comes to getting a credit line. But there is one option that may be worth considering: the OpenSky Secured Visa credit card!

There is no credit check needed to apply for this card, and it also doesn’t require a checking account. The OpenSky secured card can be a powerful tool in repairing damaged credit.

In this article, we’ll take a closer look at this product and see how it could work for you. So keep reading if you want to learn more!

When you apply for the OpenSky Secured Visa card, you’ll need to put down a security deposit. This will be your credit limit on the card. So, if you put down a $200 deposit, your credit limit will be $200.

The OpenSky Secured Visa card has a fairly low APR of 21.89% (variable) for Purchases and Cash Advances. There is also a $35 annual fee, and you also get free access to your credit score.

One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using this card responsibly can help improve your credit score over time.

The OpenSky Secured Visa credit card also comes with a few drawbacks. First, it’s not a rewards card, so you won’t earn any points or cash back on your purchases. Second, there is up to a $38 late payment fee.

The OpenSky Secured Visa card is available to anyone, regardless of their credit score. However, to be eligible you’ll need to meet the issuer’s requirements.

That means to provide a Social Security Number, be a U.S. citizen or resident, and pay a security deposit. That deposit will be refunded once the account is closed free of debt.

Overall, the OpenSky Secured Visa credit card is a good option if you’re looking to rebuild your credit. The annual fee is relatively low, and you get free access to your credit score.

Plus, the card issuer reports your payment history to all three major credit bureaus, so using this card responsibly can help improve your credit rating over time.

There is no credit check and you get an instant response in case you’re approved. You can also get an increased credit line after 6 months of card membership without an additional deposit required.

OpenSky also lets its customers choose any available due dates for their card payments so it can fit their payroll. 

However, there are a few drawbacks to keep in mind. First, the OpenSky Secured Visa card doesn’t offer any rewards. Second, there is a $35 annual fee. And finally, you’ll need to put down a security deposit when you apply for the card.

There is no credit score required to apply for this product. However, you’ll need to put down a security deposit when you apply for the card. The minimum security deposit is $200. 

If you’re interested in applying for the OpenSky Secured Visa credit card, you can apply online or by phone. You’ll need to provide some basic information, including your name, address, and Social Security number.

To learn more details about the application process, follow the link below!