If you have a bad credit score or no bank account, you may feel like you’re out of options when it comes to getting a credit line. But there is one option that may be worth considering: the OpenSky® Secured Visa® Credit Card!

There is no credit check needed to apply for this card, and it also doesn’t require a checking account. The card can be a powerful tool in repairing damaged credit.

When you apply for the OpenSky® Secured Visa® Credit Card, you’ll need to put down a security deposit. This will be your credit limit on the card. So, if you put down a $200 deposit, your credit limit will be $200.

The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score.

One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using this card responsibly can help improve your credit score over time.

But it also comes with a few drawbacks. First, it’s not a rewards card, so you won’t earn any points or cash back on your purchases. Second, there is a late payment fee up to $40.

Overall, the card is a good option if you’re looking to rebuild your credit. The annual fee is relatively low, and you get free access to your credit score.

Plus, the card issuer reports your payment history to all three major credit bureaus, so using this card responsibly can help improve your credit rating over time.

There is no credit score required to apply for this product. However, you’ll need to put down a security deposit when you apply for the card. The minimum security deposit is $200. 

If you’re interested in applying for the OpenSky® Secured Visa®, you can apply online or by phone. You’ll need to provide some basic information, including your name, address, and Social Security number.

To learn more details about the application process, follow the link below!