Learn to apply easily for the OneMain Financial Personal Loan

Find out the easiest way to apply for OneMain Financial Personal Loan. Ensure up to $20,000 for several purposes! Read on!


OneMain Financial Personal Loan application: simple application!

OneMain Financial Personal Loan logo
Learn to apply easily for the OneMain Financial Personal Loan. Source: The Mad Capitalist

Learn to apply for OneMain Financial Personal Loan by pre-qualifying on their website and selecting the best loan offer.


Personal Loan

OneMain Financial

Online Secured options

Up to $20,000 over flexible conditions. Direct payments for debt consolidation.

You will be redirected to another website

Then here’s an ultimate guide to understanding the application process and requirements for a personal loan from OneMain Financial.

Online application

Make your application for the OneMain Financial Personal loan in only 3 steps.

1. Pre-qualifying on the website 

The first step in applying for a personal loan is to see if you pre-qualify by entering some basic information into their online form.

It includes your name, address, email address, phone number, and estimated credit score range.

Once this information is submitted, they will check your eligibility in seconds and let you know whether you are approved.

2. Pick the loan offer that works for you 

If you are approved, you will receive an email confirming that you qualify and a link to review the available offers.

Further, you can compare different offers to choose the best option for your budget and repayment goals.

3. Submit your application 

After that, submit your full application with all required documents and additional information requested to finalize your loan offer.

It’s important to provide accurate information as part of this process so that there are no delays in processing your application or any other issues down the line.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website


Portrait of happy arab freelancer man sitting at desk with laptop computer at home office, looking and smiling at screen
Learn the application requirements for this lender. Source: Adobe Stock

OneMain Financial Personal Loan has specific requirements for applying for a loan.

Thus, applicants must be at least 18, with valid government-issued identification and proof of employment income.

Apply using the app 

Currently, applying for a loan using the app is impossible – applicants must use the website instead.

OneMain Financial Personal Loan vs. Upstart Personal Loan: which one is the best?

These loan options are good for those who may need a little extra help with financing.

Firstly, OneMain Financial offers loans from $1,500 to $20,000 with terms of 6-60 months. The amount you can borrow depends on your creditworthiness and other factors.

On the other hand, Upstart offers unsecured loans from $1,000 to $50,000.

One key difference between OneMain Financial and Upstart is that Upstart considers factors like education level or job history in its requirements!

Find out more about them below!

OneMain Financial Personal Loan

  • APR: 18.00-35.99%;
  • Loan Purpose: Major expenses, debt consolidation, emergency costs, and more;
  • Loan Amounts: $1,500 – $20,000;
  • Credit Needed: None;
  • Origination Fee: $25 to $500 or 1% to 10%;
  • Late Fee: $5 to $30 or 1.5% to 15% of the amount paid;
  • Early Payoff Penalty: N/A.

Upstart Personal Loan

  • APR: 6.7% to 35.99%;
  • Loan Purpose: Debt consolidation, wedding, home improvement, medical expenses, moving expenses, education, and more;
  • Loan Amounts: $1,000 to $50,000;
  • Credit Needed: At least 600;
  • Origination Fee: Up to 8% of the loan amount;
  • Late Fee:   5% of the past due amount or $15, whichever is greater;
  • Early Payoff Penalty: N/A.

Do you want to get an Upstart Personal Loan? So keep reading to learn to apply!

Upstart Personal Loan logo

How to apply for Upstart Personal Loan

How to apply for an Upstart Personal Loan in just a few steps? We'll show you the way to get started and grant those $50K you need! Read on!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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