Reviews
Old Navy credit card review: is it worth it?
If you are constantly seeking new tendencies in fashion, the Old Navy credit card is for you. You'll gain reward points in every purchase at GAP Inc. stores.
Advertisement
Old Navy credit card: rewards for shopping enthusiasts and exclusive discount offers
If you love shopping for new clothes, the Old Navy credit card will come in hand for you. You’ll get exclusive offers to shop at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Old Navy, Athleta, and Hill City.
We’ll tell you more about the pros and cons in this review.
How do you get the Old Navy card?
The Old Navy card will give you reward points for every purchase at any GAP Inc store. If you like to keep up with fashion tendencies, learn how to apply!
| Credit Score | Fair/Good |
| Annual Fee | $0 |
| Regular APR | 25.99% Variable |
| Welcome bonus | 20% off on your first purchase in any GAP Inc. store. |
| Rewards | 5x points for shopping at Gap Inc. brands (in-store and online) * For the Old Navy Visa: 1x at other merchants that accept Visa. |
Old Navy credit card
The Old Navy credit card is a Synchrony Bank credit card for exclusive use at GAP Inc. brand stores. It has the option of a Visa signature that you can use wherever Visa is accepted.
It has a reward points program for purchases at the GAP Inc. brand stores. These points can not be used to pay your card bill, only on direct purchases in-stores or online.
Each time you complete 500 points, they turn into a $5 reward. You’ll receive a rewards certificate of a maximum of $50, with an expiration date. These certificates can be used at your purchases, maximum of 3 certificates in stores and 5 certificates online.
When you reach 5,000 points, your card is upgraded to the Navyist Credit Card, which offers some new benefits, like free shipping at Old Navy brands.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Old Navy Credit card: should you get one?
Old Navy credit card is suitable only for purchasing clothes, specifically GAP Inc. brand stores. If you are affectionate by these brands and spend $1000 or more annually on clothes, this card will serve you. If that’s not the case, you should consider other credit card options with a more flexible reward points program that gives you cashback and other benefits.
Pros
- No annual fee.
- You can earn 1,000 points if you choose to go paperless and submit to GAP Inc. mailing.
- Gain a $5 reward for every 500 points.
- Early access to sales and discount offers
Cons
- The reward points are not flexible and can’t be redeemed as cashback. The only way to redeem them is by buying at GAP Inc. stores.
- The points turn into rewards certificates with an expiration date, so you may lose points if you don’t use them with a certain frequency.
- High-Interest rates.
Credit scores required
The recommended credit score is 630. But these store brand cards have high APR and are not very demanding to approve applications. If you apply at a store, you can get approved and start shopping right away.
Old Navy credit card application: how to do?
You can apply in any GAP Inc. store, online, or through the phone. You can check more detail about the application in the following content. Stay with us to learn how to get your credit card.
How do you get the Old Navy card?
The Old Navy card will give you reward points for every purchase at any GAP Inc store. If you like to keep up with fashion tendencies, learn how to apply!
Trending Topics
Alaska Airlines Visa® Credit Card review
Is the Alaska Airlines Visa® Credit Card worth it? Read this review to find out what it offers and how you can earn miles!
Keep Reading
Learn all the main pros of rewards credit cards
Do you know the pros of credit card rewards? You can take advantage of your credit cards and get a lot of benefits. Learn how to do it.
Keep Reading
The Definitive Guide to Apply for Blaze Mastercard® Credit Card
Get your credit back on track with the unsecured Blaze Mastercard® Credit Card- Learn how to apply now. Read on!
Keep ReadingYou may also like
Petal 2 “Cash Back, No Fees” Visa Credit Card review
Looking for a no hidden fees, cash-back credit card? Check out this Petal 2 "Cash Back, No Fees" Visa Credit Card review. Read on!
Keep Reading
Cheap American Airlines flights: Good ticket prices!
Are you looking for a way to get good flight prices? If so, read on to learn about the American Airlines cheap flights!
Keep Reading
Learn to apply easily for 100 Lenders personal loan
If you need a loan that accepts all scores and can help you in times of need, read on to learn how to apply for 100 Lenders personal loan!
Keep Reading