If you love shopping for new clothes, the Old Navy credit card will come in hand for you. You’ll get exclusive offers to shop at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Old Navy, Athleta, and Hill City.

We’ll tell you more about the pros and cons in this review.

The Old Navy credit card is a Synchrony Bank credit card for exclusive use at GAP Inc. brand stores. It has the option of a Visa signature that you can use wherever Visa is accepted.

It has a reward points program for purchases at the GAP Inc. brand stores. These points can not be used to pay your card bill, only on direct purchases in-stores or online.

Each time you complete 500 points, they turn into a $5 reward. You’ll receive a rewards certificate of a maximum of $50, with an expiration date. These certificates can be used at your purchases, maximum of 3 certificates in stores and 5 certificates online.

When you reach 5,000 points, your card is upgraded to the Navyist Credit Card, which offers some new benefits, like free shipping at Old Navy brands.

Old Navy credit card is suitable only for purchasing clothes, specifically GAP Inc. brand stores. If you are affectionate by these brands and spend $1000 or more annually on clothes, this card will serve you. If that’s not the case, you should consider other credit card options with a more flexible reward points program that gives you cashback and other benefits.

The recommended credit score is 630. But these store brand cards have high APR and are not very demanding to approve applications. If you apply at a store, you can get approved and start shopping right away.

You can apply in any GAP Inc. store, online, or through the phone. You can check more detail about the application in the following content. Stay with us to learn how to get your credit card.