Reviews
Old Navy credit card review: is it worth it?
If you are constantly seeking new tendencies in fashion, the Old Navy credit card is for you. You'll gain reward points in every purchase at GAP Inc. stores.
Advertisement
Old Navy credit card: rewards for shopping enthusiasts and exclusive discount offers
If you love shopping for new clothes, the Old Navy credit card will come in hand for you. You’ll get exclusive offers to shop at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Old Navy, Athleta, and Hill City.
We’ll tell you more about the pros and cons in this review.
How do you get the Old Navy card?
The Old Navy card will give you reward points for every purchase at any GAP Inc store. If you like to keep up with fashion tendencies, learn how to apply!
| Credit Score | Fair/Good |
| Annual Fee | $0 |
| Regular APR | 25.99% Variable |
| Welcome bonus | 20% off on your first purchase in any GAP Inc. store. |
| Rewards | 5x points for shopping at Gap Inc. brands (in-store and online) * For the Old Navy Visa: 1x at other merchants that accept Visa. |
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Old Navy credit card
The Old Navy credit card is a Synchrony Bank credit card for exclusive use at GAP Inc. brand stores. It has the option of a Visa signature that you can use wherever Visa is accepted.
It has a reward points program for purchases at the GAP Inc. brand stores. These points can not be used to pay your card bill, only on direct purchases in-stores or online.
Each time you complete 500 points, they turn into a $5 reward. You’ll receive a rewards certificate of a maximum of $50, with an expiration date. These certificates can be used at your purchases, maximum of 3 certificates in stores and 5 certificates online.
When you reach 5,000 points, your card is upgraded to the Navyist Credit Card, which offers some new benefits, like free shipping at Old Navy brands.
Old Navy Credit card: should you get one?
Old Navy credit card is suitable only for purchasing clothes, specifically GAP Inc. brand stores. If you are affectionate by these brands and spend $1000 or more annually on clothes, this card will serve you. If that’s not the case, you should consider other credit card options with a more flexible reward points program that gives you cashback and other benefits.
Advertisement
Pros
- No annual fee.
- You can earn 1,000 points if you choose to go paperless and submit to GAP Inc. mailing.
- Gain a $5 reward for every 500 points.
- Early access to sales and discount offers
Cons
- The reward points are not flexible and can’t be redeemed as cashback. The only way to redeem them is by buying at GAP Inc. stores.
- The points turn into rewards certificates with an expiration date, so you may lose points if you don’t use them with a certain frequency.
- High-Interest rates.
Advertisement
Credit scores required
The recommended credit score is 630. But these store brand cards have high APR and are not very demanding to approve applications. If you apply at a store, you can get approved and start shopping right away.
Old Navy credit card application: how to do?
You can apply in any GAP Inc. store, online, or through the phone. You can check more detail about the application in the following content. Stay with us to learn how to get your credit card.
How do you get the Old Navy card?
The Old Navy card will give you reward points for every purchase at any GAP Inc store. If you like to keep up with fashion tendencies, learn how to apply!
Trending Topics
Commodity Supplemental Food Program (CSFP): see how to apply
Discover how to apply for The Commodity Supplemental Food Program (CSFP). Learn the eligibility criteria and documents required. Read on!
Keep Reading
Sable Card application: how does it work?
You can have a Sable card even if you don't have a credit score. Sable debit card has no fees and gives cashback. Learn how to apply for it.
Keep Reading
20 Effective Ways to Save Money That You Can Start Today
Stop living paycheck-to-paycheck: Learn how to save money in 20 different ways. Keep reading to explore alternatives!
Keep ReadingYou may also like
Capital One Spark Cash Plus review: A charge card to run your business
Do you need a card to run your business? Look at the Capital One Spark Cash Plus review, and learn how this card works. Read on!
Keep Reading
American Airlines AAdvantage® MileUp® review: Fly with ease!
See the American Airlines AAdvantage® MileUp® review and discover how it allows you to earn rewards and save money. Read on!
Keep Reading
Apply for The Platinum Card® from American Express
It is simple to apply for The Platinum Card® from American Express. If you love getting benefits and traveling the world, apply now for it.
Keep Reading