Luxury Gold credit card review: is it worth it?

The Luxury Gold credit card comes with heavy benefits - including its 22g metal card with 24k gold on it. The Mad Capitalist will show you everything about this premium travel card.


Luxury Gold credit card: not all that glitters is gold… but this card is!

luxury gold credit card
This card has real gold on top of a carbon-fiber metal and weighs 22g. Source: The Mad Capitalist.

Everything about the Luxury Gold credit card screams “exclusivity”. Especially the looks (and the price). Luxury Card promises a VIP experience, with travel perks and 24/7 Concierge Service to help you with that last-minute flight to Maldiva’s Island or to book a table at your favorite Michelin Star restaurant.

In this review, we’ll talk more about the card’s ups and downs. Stay here to see it!

luxury gold credit card

How do you get the Luxury Gold credit card?

Your wallet will get heavier with this card, and the Concierge Service can take you to the best trips. Learn how to apply for this golden card.

Credit ScoreExcellent
Annual Fee$995
Regular APR14.99% variable APR (0% Intro APR for 15 months)
Welcome bonusNone
Rewards1x point per dollar in every purchase with 2% cashback redemption rate.

Luxury Gold credit card

The advertising of this card is fabulous. Your card arrives at your house in a beautiful box, and the metal card weighs 22g, more than all other metal cards on the market. In terms of benefits, it is similar to other premium travel cards.

Cardholders have exclusive access to airport lounges, credits to use on your travels, and a 24/7 concierge service. The rewards and cashback points rate is also very competitive, standing above many other cards.

However, some critics expected a better performance of the card for the high annual fee. The fact that it doesn’t offer any welcome bonuses is also a downside, as you have to spend a lot to start benefiting from the rewards program.

Luxury Gold Credit card: should you get one?

rich woman driving car
A Luxury Gold credit card to enjoy the best of life like a VIP. Source: Freepik.

The card’s “look” and marketing are more luxurious than the card benefits itself. However, it has premium perks that suit a high-net lifestyle for sure. Take a look at these pros and cons to help you decide:


  • 1X1 match points per dollar match in every purchase.
  • Intro APR of 0% for 15 months.
  • Steady 2% cashback rewards for travel, a statement credit, or account deposits.
  • Each reward point values 2 cents in every purchase, which is better than the average points value.
  • $200 credit with travel expenses per year.
  • 24/7 Concierge Service.
  • Subscription to Luxury Magazine exclusive for members.


  • High annual fee.
  • Doesn’t offer a welcome bonus.
  • The card’s benefits are less impressive than other premium travel credit cards at the same level.
  • At the same time, you can find others credit cards with half the cost of the annual fee with similar benefits to the Luxury Gold card.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit scores required

With a name such as “Luxury Card,” you can imagine the requirements of the card for approval, right? Excellent credit score, and nothing less than that. The annual fee is almost a thousand dollars, and its cardholder must be able to manage finances with responsibility.

Luxury Gold credit card application: how to do it?

Would you like to put your hands on this luxury real-gold card? It matches diamond rings and Rolex watches and is sure to bring extra luxury to your travels and dinners. Learn how to apply for this metal card here, at The Mad Capitalist. We’ll leave the content right here in the following box for you.

luxury gold credit card

How do you get the Luxury Gold credit card?

Your wallet will get heavier with this card, and the Concierge Service can take you to the best trips. Learn how to apply for this golden card.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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