Reviews
Luxury Gold credit card review: is it worth it?
The Luxury Gold credit card comes with heavy benefits - including its 22g metal card with 24k gold on it. The Mad Capitalist will show you everything about this premium travel card.
Advertisement
Luxury Gold credit card: not all that glitters is gold… but this card is!
Everything about the Luxury Gold credit card screams “exclusivity”. Especially the looks (and the price). Luxury Card promises a VIP experience, with travel perks and 24/7 Concierge Service to help you with that last-minute flight to Maldiva’s Island or to book a table at your favorite Michelin Star restaurant.
In this review, we’ll talk more about the card’s ups and downs. Stay here to see it!
How do you get the Luxury Gold credit card?
Your wallet will get heavier with this card, and the Concierge Service can take you to the best trips. Learn how to apply for this golden card.
Credit Score | Excellent |
Annual Fee | $995 |
Regular APR | 14.99% variable APR (0% Intro APR for 15 months) |
Welcome bonus | None |
Rewards | 1x point per dollar in every purchase with 2% cashback redemption rate. |
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
Luxury Gold credit card
The advertising of this card is fabulous. Your card arrives at your house in a beautiful box, and the metal card weighs 22g, more than all other metal cards on the market. In terms of benefits, it is similar to other premium travel cards.
Cardholders have exclusive access to airport lounges, credits to use on your travels, and a 24/7 concierge service. The rewards and cashback points rate is also very competitive, standing above many other cards.
However, some critics expected a better performance of the card for the high annual fee. The fact that it doesn’t offer any welcome bonuses is also a downside, as you have to spend a lot to start benefiting from the rewards program.
Luxury Gold Credit card: should you get one?
The card’s “look” and marketing are more luxurious than the card benefits itself. However, it has premium perks that suit a high-net lifestyle for sure. Take a look at these pros and cons to help you decide:
Advertisement
Pros
- 1X1 match points per dollar match in every purchase.
- Intro APR of 0% for 15 months.
- Steady 2% cashback rewards for travel, a statement credit, or account deposits.
- Each reward point values 2 cents in every purchase, which is better than the average points value.
- $200 credit with travel expenses per year.
- 24/7 Concierge Service.
- Subscription to Luxury Magazine exclusive for members.
Cons
- High annual fee.
- Doesn’t offer a welcome bonus.
- The card’s benefits are less impressive than other premium travel credit cards at the same level.
- At the same time, you can find others credit cards with half the cost of the annual fee with similar benefits to the Luxury Gold card.
Advertisement
Credit scores required
With a name such as “Luxury Card,” you can imagine the requirements of the card for approval, right? Excellent credit score, and nothing less than that. The annual fee is almost a thousand dollars, and its cardholder must be able to manage finances with responsibility.
Luxury Gold credit card application: how to do it?
Would you like to put your hands on this luxury real-gold card? It matches diamond rings and Rolex watches and is sure to bring extra luxury to your travels and dinners. Learn how to apply for this metal card here, at The Mad Capitalist. We’ll leave the content right here in the following box for you.
How do you get the Luxury Gold credit card?
Your wallet will get heavier with this card, and the Concierge Service can take you to the best trips. Learn how to apply for this golden card.
Trending Topics
RBC Bank Review: Exceptional Customer Care
Explore our RBC Bank Review for an insightful look into their services, fees, and customer experiences, guiding your banking decisions.
Keep Reading8 smart ways to dig yourself out of debt
If you're looking for a way to get out of debt, read this content. We have the map to lead you out of this situation. But it depends on you.
Keep ReadingBest investments for beginner investors: an easy guide on funds and more!
You can find the best investments for beginner investors here, on this content. Don't waste any more time and learn about this topic.
Keep ReadingYou may also like
Apply for Navy Federal cashRewards Credit Card: $0 annual fee
How to apply for the Navy Federal cashRewards Credit Card - everything you need! Earn cash back on purchases! Read on!
Keep ReadingChecklist for moving out of state: your definitive guide
Are you packing up and relocating to another state? Check off all the to-dos with this moving out of state checklist.
Keep ReadingLuxury Titanium credit card review: is it worth it?
The Luxury Titanium credit card will give you cashback in every purchase and exclusive benefits. Learn more about this beautiful card.
Keep Reading