Wells Fargo Active Cash® Card application: how does it work?

Discover the requirements to apply for Wells Fargo Active Cash® Card, and follow the guidelines to make it easy. We've made the application process for this card simple! Keep reading and learn!


Wells Fargo Active Cash® Card: Get a card with 0% intro APR for the first 15 months!

Wells Fargo Logo
Keep reading and learn how to apply for the Wells Fargo Active Cash® Card. Source: Wells Fargo

Are you ready to earn 2% cash on your purchases? If so, the Wells Fargo Active Cash® card is a perfect choice for you.


Credit Card

Wells Fargo Active Cash®

Cash Back Welcome Bonus

No annual fee. 0% intro APR in the first 15 months.

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Let’s take a closer look at the application process for this great rewards card. Keep reading to see the complete step-by-step.

Apply online

Applying for this card is simple! Follow these steps to apply for the Wells Fargo Active Cash® Card.

Step 1: Review the Terms & Conditions 

The first thing you need to do is familiarize yourself with the terms and conditions.

Knowing what fees are associated with using your card and any other restrictions will help ensure that you choose a card that suits your lifestyle best.

Step 2: Gather Your Documents 

Once you’ve reviewed the terms and conditions of your prospective Wells Fargo Active Cash® Card, it’s time to gather all of your necessary documents.

This includes proof of income, such as pay stubs or tax returns, and identification as a driver’s license or passport. Make sure all documents are up-to-date and valid before submitting their information.

Step 3: Complete the Application Form 

Now that you have all your documents ready, it’s time to fill out an application form for the Wells Fargo Active Cash® Card. The form will ask for basic information such as name, address, email address, and phone number.

It may also ask about your employment status and financial history, so be prepared to answer these questions accurately and honestly. Once completed, submit your application form online on their website.

Make sure everything is filled out correctly before submitting! Finally, you just need to wait for their response of approval.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Apply using the app

The Wells Fargo app is used exclusively for managing your card and tracking your expenses. It’s not possible to apply for their card using the app.

Wells Fargo Active Cash® Card vs. Aspire® Cash Back Reward Card

Online shopping. Smiling good-looking woman paying for order, us
Compare two credit cards before making a decision. Source: FreePik

The Aspire® Cash Back Reward Card kills two birds with a stone: it provides 1% cash back for people with bad credit trying to use their card to improve their scores.

Conversely, the Wells Fargo Active Cash® Card is only available for people with golf to excellent scores and offers 2% cash back on all purchases.

However, this card is not good for building or rebuilding credit.

Wells Fargo Active Cash® Card

  • Credit Score: Good-Excellent;
  • Annual Fee: $0 annual fee; 
  • Regular APR: 0% intro APR on purchases for the first 15 months, then a variable APR of 18.74%, 23.74%, or 28.74%; 
  • Welcome bonus: Earn a $200 cash back rewards bonus after spending $1,000 in purchases during the first three months of the account; 
  • Rewards: Unlimited 2% cash back on purchases. 

Aspire® Cash Back Reward Card

  • Credit Score: Bad credit;
  • Annual Fee:  $85-$175 for the first year. After that, $29-$49;
  • Regular APR: 29.99% or 36% Variable;
  • Welcome bonus: No welcome bonus;
  • Rewards: Earn a 3% cash back on eligible gas, grocery, utility purchase, and payments; also a 1% cash back on all other eligible purchases of goods, services, and payments.

Do you want to give the Aspire® Cash Back Reward Card a chance? Get started by following our application guide post below. Check it out!

Aspire logo

How to apply for Aspire® Cash Back Reward Card

Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!

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