US
Wells Fargo Active Cash® Card application: how does it work?
Discover the requirements to apply for Wells Fargo Active Cash® Card, and follow the guidelines to make it easy. We've made the application process for this card simple! Keep reading and learn!
Advertisement
Wells Fargo Active Cash® Card: Get a card with 0% intro APR for the first 15 months!
Are you ready to earn 2% cash on your purchases? If so, the Wells Fargo Active Cash® card is a perfect choice for you.
Let’s take a closer look at the application process for this great rewards card. Keep reading to see the complete step-by-step.
Apply online
Applying for this card is simple! Follow these steps to apply for the Wells Fargo Active Cash® Card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Step 1: Review the Terms & Conditions
The first thing you need to do is familiarize yourself with the terms and conditions.
Knowing what fees are associated with using your card and any other restrictions will help ensure that you choose a card that suits your lifestyle best.
Step 2: Gather Your Documents
Once you’ve reviewed the terms and conditions of your prospective Wells Fargo Active Cash® Card, it’s time to gather all of your necessary documents.
This includes proof of income, such as pay stubs or tax returns, and identification as a driver’s license or passport. Make sure all documents are up-to-date and valid before submitting their information.
Step 3: Complete the Application Form
Now that you have all your documents ready, it’s time to fill out an application form for the Wells Fargo Active Cash® Card. The form will ask for basic information such as name, address, email address, and phone number.
It may also ask about your employment status and financial history, so be prepared to answer these questions accurately and honestly. Once completed, submit your application form online on their website.
Make sure everything is filled out correctly before submitting! Finally, you just need to wait for their response of approval.
Apply using the app
The Wells Fargo app is used exclusively for managing your card and tracking your expenses. It’s not possible to apply for their card using the app.
Wells Fargo Active Cash® Card vs. Aspire® Cash Back Reward Card
The Aspire® Cash Back Reward Card kills two birds with a stone: it provides 1% cash back for people with bad credit trying to use their card to improve their scores.
Conversely, the Wells Fargo Active Cash® Card is only available for people with golf to excellent scores and offers 2% cash back on all purchases.
However, this card is not good for building or rebuilding credit.
Wells Fargo Active Cash® Card
- Credit Score: Good-Excellent;
- Annual Fee: $0 annual fee;
- Regular APR: 0% intro APR on purchases for the first 15 months, then a variable APR of 18.74%, 23.74%, or 28.74%;
- Welcome bonus: Earn a $200 cash back rewards bonus after spending $1,000 in purchases during the first three months of the account;
- Rewards: Unlimited 2% cash back on purchases.
Aspire® Cash Back Reward Card
- Credit Score: Bad credit;
- Annual Fee: $85-$175 for the first year. After that, $29-$49;
- Regular APR: 29.99% or 36% Variable;
- Welcome bonus: No welcome bonus;
- Rewards: Earn a 3% cash back on eligible gas, grocery, utility purchase, and payments; also a 1% cash back on all other eligible purchases of goods, services, and payments.
Do you want to give the Aspire® Cash Back Reward Card a chance? Get started by following our application guide post below. Check it out!
How to apply for Aspire® Cash Back Reward Card
Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!
About the author / Suzana Brito
Trending Topics
How to move out of your parents’ house [Checklist]
How to move out of your parents' house? This checklist offers everything you need to do before making the big move. Read on!
Keep Reading
How to build credit with a secured credit card
Are you starting your credit history from scratch? Discover how to use secured credit cards to build credit. Stay tuned!
Keep Reading
Application for the Upgrade Bitcoin Rewards Visa®: how does it work?
To get into the cryptocurrency market, apply for an Upgrade Bitcoin Rewards Visa® and start receiving your cashback as Bitcoin.
Keep ReadingYou may also like
Is the U.S. headed for a housing crisis?
Could a housing crisis be on the horizon for the United States? Find out what factors could lead to one and how it would impact the economy.
Keep Reading
Affordable Connectivity Program (ACP): see how to apply
Find out if you are eligible for the Affordable Connectivity Program, and get help with internet costs monthly. Read on!
Keep Reading
Bank of America Platinum Plus® Mastercard® Business Card: apply today
Need help to apply for the Bank of America Platinum Plus® Mastercard® Business Card? The keep reading! Ensure 0% intro APR and more!
Keep Reading