Credit Cards
Group One Platinum Card review: No credit check
A Group One Platinum Card full review to find out how it works and what comes with its membership. Pay no interest rate! Read on!
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Group One Platinum Card: enjoy exclusive membership benefits
If you’re dealing with bad credit, this Group One Platinum Card review can be your ticket to a new line of financing. See how this card could give you purchase power!
You can get a $750 merchandise credit line of credit and exclusive discounts at pharmacies worldwide. So keep reading to learn more about this card and its benefits!
- Credit Score: No credit check is required;
- Annual Fee: $177.24 annually ($14.77 monthly);
- Regular APR: N/A;
- Welcome bonus: No welcome bonuses;
- Rewards: No rewards.
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Group One Platinum Card: how does it work?
The Group One Platinum Card is a merchandise line of credit that does not require any credit check or employment proof.
You can use this card exclusively to purchase at the Horizon Outlet website.
This card provides a 7-day risk-free trial period where you can try out their services before committing to the membership fee without any upfront cost.
Membership Fee
The annual fee of $14.77 monthly per month comes with access to exclusive Horizon member benefits such as:
- Roadside protection;
- Legal Assistance;
- Credit Report Monitoring;
- Identity Theft Insurance.
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Interest rates & benefits
Firstly, this card’s 0% APR makes it much easier to manage your expenses without worrying about additional costs.
Secondly, with Credit Hawk, customers get credit protection 24/7, a credit report yearly, and up to $1,000,000 in Identity Theft Insurance.
So, cardholders can monitor their spending and set up payment reminders that alert them when bills are due so as not to incur late fees or penalties from creditors.
They also offer something called “My Universal RX,” which helps users save money on prescription medications by providing 50% discounts in several pharmacies!
Group One Platinum Card: should you get one?
Now that you know how this credit card works, it is time to compare its pros and cons. So check them below.
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Pros
- It doesn’t require a credit check;
- 0% APR;
- 50% discount at pharmacies worldwide;
- Roadside Protection and Identity Theft are included in the membership;
- 7-day trial period.
Cons
- The credit line can exclusively be used at the Horizon Outlet website;
- Charges an annual fee of $14.77 per month ($177.24 annually)
- No welcome bonus;
- No rewards.
Credit score required
As said, one of the main benefits of this credit card is that it doesn’t require a credit check from its applicants. Therefore, all types of credit are welcome to apply!
Group One Platinum Card application: how to do it?
Do you want to get your hands on the Group One Platinum Card to start purchasing in no time?
Read on to get a scoop about their application: requirements, guide, and more!
Apply online
The application process is straightforward to follow. You can make it in a couple of minutes.
Firstly, visit the Group One Platinum website. Then you’ll fill in the application form. They require the following information:
- Social Security Number;
- Address;
- Annual Income.
Once your application has been submitted, you should receive a response within minutes informing you if it has been accepted or denied.
If accepted, you will receive further instructions about the next steps, starting when the card arrives (about 7 business days).
About the card
This card is from Horizon Card Services, which provides a $750 merchandise line of credit to be used at the Horizon Outlet website.
In addition, the card has no APR and is packed with membership benefits, like roadside protection and discounts at pharmacies worldwide.
Apply using the app
Applying for this card is impossible using the app. Instead, visit their official website and follow the steps we’ve provided above.
Group One Platinum Card vs. Mission Lane Visa® Card
What do these credit cards have in common? Both are good options for bad credit. However, their acceptance rate is different.
The Group One Platinum Card is a store card, which means you can exclusively use it at one store: the Horizon Outlet (for online purchases). The merchandise credit limit is $750.
Mission Lane Visa® Card, on the other side, isn’t attached to one store. Customers can use it wherever Visa is accepted. It comes with a $300 credit limit.
See what else differentiates these cards:
Group One Platinum Card
- Credit Score: No credit check is required;
- Annual Fee: $177.24 annually ($14.77 monthly);
- Regular APR: No APR;
- Welcome bonus: No welcome bonuses;
- Rewards: No rewards.
Mission Lane Visa® Card
- Credit Score: Fair, bad credit;
- Annual Fee: $0 to $59;
- Regular APR: 26.99% – 29.99% variable APR on purchases and cash advances;
- Welcome bonus: No welcome bonus.
- Rewards: No rewards.
How do you start improving your credit score with the Mission Lane Visa® Card? It’s easy! So just follow our guide below!
Mission Lane Visa® Credit Card application
Improve your credit score with the Mission Lane Visa® Credit Card! We'll show you to apply in less than 2 minutes! Keep reading!
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