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First Latitude Select Mastercard® Secured Credit Card review

The First Latitude Select Mastercard® Secured Credit Card attends to customers trying to solve score problems. Check out our review to learn more!

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Get a low-maintenance card and rebuild a healthy credit score!

First Latitude Select Mastercard® Secured Credit Card
Read our review to learn more about this card! Source: The Mad Capitalist

Do you have a zero or low score? We’ll show you how to get a limit with First Latitude Select Mastercard® Secured Credit Card.

This product is one of the alternatives from the First Progress brand. They have different secured cards to assist credit rebuilders. 

First Latitude Select Mastercard® Secured Credit Card

How to apply for the First Latitude Platinum card?

The First Latitude Select Mastercard® Secured Credit Card is a low budget option with a modest annual fee. Check our post to learn how to apply!

So, if you want to know more about it, keep reading this post to understand how to apply for this secured credit card.  

  • Credit Score: Poor/Limited/No Credit;
  • Annual Fee: $39;
  • Regular APR: 19.24% variable APR for purchases and 25.24% variable APR for cash advances;
  • Welcome bonus: N/A;
  • Rewards: 1% cash back on payments that are made to your account;
  • Terms apply.

First Latitude Select Mastercard® Secured Credit Card: how does it work?

black and white picture of a black man smiling and holding the First Latitude Select Mastercard® Secured Card
Find out how this secured credit card works! Source: First Latitude.

This First Latitude credit card is reasonable for clients that have been denied by other banks. Plus, you can request it online. 

Unfortunately, there are no sign bonuses. And it charges a fee for international transactions. However, you don’t need a credit check to get accepted. 

Talking about the limit, the Math is simple. It will equal the secured deposit, less the annual fee of $25.

To find out more, check our review on the pros and cons of this secured credit card below.

First Latitude Select Mastercard® Secured Credit Card: should you get one?

Above all, this credit card can save your ruined score. In order to decide, let’s consider a few things you can count on and some disadvantages.

Pros: 

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit.
  • Build or rebuild your credit!¹
  • Accepted wherever Mastercard® is accepted.
  • Reports to all 3 credit bureaus.
  • No minimum credit score required for approval!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details.

Cons:

  • No welcome bonuses
  • There is a fee for foreign transactions
  • It doesn’t provide a mobile app
  • Expensive interest rate
  • The annual fee increases after the first year

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit scores required

Since it’s a product that focuses on poor score applicants, a good score is not a requirement for this secured credit card. 

Additionally, there is no past financial analysis. Instead, it takes a starting deposit of $100 to count as a credit limit. 

First Latitude Select Mastercard® Secured Credit Card application: how to do it?

This review showed the details you need to make a good choice. Then after considering the pros and cons, you shall be able to decide if the First Platinum Mastercard suits you.

If it does, don’t miss our post below about how to apply!

First Latitude Select Mastercard® Secured Credit Card

How to apply for the First Latitude Platinum card?

The First Latitude Select Mastercard® Secured Credit Card is a low budget option with a modest annual fee. Check our post to learn how to apply!

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