Reviews
First Latitude Platinum Mastercard® Secured Credit Card review: Low-maintenance card to rebuild score
The First Latitude Platinum Mastercard® Secured Credit Card attends to customers trying to solve score problems. Check out our review to learn more!
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by Suzana Brito
First Latitude Platinum Mastercard® Secured Credit Card: Low-maintenance card to rebuild score
Do you have a zero or low score? We’ll show you how to get a limit with First Latitude Platinum Mastercard® Secured Credit Card.
This product is one of the alternatives from the First Progress brand. They have different secured cards to assist credit rebuilders.
How to apply for the First Latitude Platinum card?
The First Latitude Platinum Mastercard® Secured Card is a low budget option with a modest annual fee. Check our post to learn how to apply!
So, if you want to know more about it, keep reading this post to understand how to apply for this secured credit card.
- Credit Score: No minimum credit score is required;
- Annual Fee: $25 for the first year. Then, $35 annually;
- Regular APR: 23.74% variable APR for purchases and 28.74% variable APR for cash advances;
- Welcome bonus: N/A;
- Rewards: 1% cash back on payments that are made to your account;
- Terms apply.
First Latitude Platinum Mastercard® Secured Credit Card: how does it work?
This First Latitude credit card is reasonable for clients that have been denied by other banks. Plus, you can request it online.
Unfortunately, there are no sign bonuses. And it charges a fee for international transactions. However, you don’t need a credit check to get accepted.
Talking about the limit, the Math is simple. It will equal the secured deposit, less the annual fee of $25.
To find out more, check our review on the pros and cons of this secured credit card below.
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First Latitude Platinum Mastercard® Secured Credit Card: should you get one?
Above all, this credit card can save your ruined score. In order to decide, let’s consider a few things you can count on and some disadvantages.
Pros:
- You can get accepted even with low credit
- Deposits as little as $100
- Credit limit up to $2000
- Fast and easy online application process
Cons:
- No welcome bonuses
- There is a fee for foreign transactions
- It doesn’t provide a mobile app
- Expensive interest rate
- Annual fee increases from $25
Credit scores required
Since it’s a product that focuses on poor score applicants, a good score is not a requirement for this secured credit card.
Additionally, there is no past financial analysis. Instead, it takes a starting deposit of $100 to count as a credit limit.
First Latitude Platinum Mastercard® Secured Credit Card application: how to do it?
This review showed the details you need to make a good choice. Then after considering the pros and cons, you shall be able to decide if the First Platinum Mastercard suits you.
If it does, don’t miss our post below about how to apply!
How to apply for the First Latitude Platinum card?
The First Latitude Platinum Mastercard® Secured Card is a low budget option with a modest annual fee. Check our post to learn how to apply!
Suzana Brito
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