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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Reviews

GO2bank Checking review: Earn up to 7% cash back

Our GO2bank Checking review will answer your questions about how it works and its benefits and drawbacks. Enjoy multiple perks with this simple mobile babking. Read on!

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GO2bank Checking: Waive the monthly fee!

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GO2bank Checking full review. Source: The Mad Capitalist

Are you searching for a checking account that offers convenience and great rewards? In this review, you’ll learn why GO2bank Checking is reliable and provides an excellent online experience.

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GO2bank Checking application: how does it work?

Applying for GO2bank Checking can be a breeze – follow our guide, and we will tell you everything you need to start. Earn up to 7% cash back.

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GO2bank Checking application: how does it work?

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Let’s explore the features of this user-friendly option to decide if it meets your banking needs. Stay with us and understand how it works.

  • Fees: Monthly fee: $5 (can be waived with direct deposit);
  • Minimum balance: No minimum balance;
  • APY: N/A;
  • Credit score: No minimum credit score; 
  • Rewards: Up to 7% cashback when you buy eGift Cards for over 100 popular merchants through the app;
  • Terms apply.

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GO2bank Checking: how does it work?

GO2bank Checking has many features that make it stand out from the competition. Here are just a few of them:

Monthly Fee waiver

Receive hassle-free benefits with their monthly maintenance fee waiver. They’ll waive any associated fees when you set up payroll or government direct deposit to your account in the previous period.

Otherwise, there’s a $5 fee for service.

This finance solution could prove fruitful over the course of time.

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No Minimum Initial Deposit

There’s no minimum deposit required to open a GO2bank Checking, so you can start saving immediately.

No ATM Fees

Enjoy the convenience of ATM transactions with GO2bank Checking. Their network helps you avoid fees on all in-network ATM withdrawals and deposits while offering access to out-of-network ATMs for a $3 fee.

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Bill Pay

You can easily set bill pay to automatic payments with your account. You can also enjoy a user-friendly mobile app to manage your account.

Other features 

  • Unlock up to 7% cashback rewards when you purchase eGift Cards from a wide selection of popular merchants in the app – giving your spending an instant boost;
  • Their overdraft protection plan safeguards you up to $200 with an opt-in and eligible direct deposit.

GO2bank Checking: main features

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Learn about GO2bank’s main features. Source: Adobe Stock

Are you wondering if the GO2bank Checking account is the right option for you? Compare the pros and cons below to find out.

Pros

  • Overdraft protection up to $200 with opt-in and eligible direct deposit;
  • No monthly fees with eligible direct deposit, otherwise $5 per month;
  • Earn up to 7% cash back when you buy eGift Cards in the app;
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early;
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000;
  • Terms apply.

Cons

  • Charges a fee for out-network ATMs;
  • Monthly fee of $5, unless you receive direct deposits;
  • No sign-up bonuses.

Credit score required

Banks offer various products and services for customers to manage their finances. 

Although a credit score is not always necessary when opening an account, having one that falls below the accepted standard may restrict access to certain benefits or incur additional fees.

Rather than waiting until it’s too late, taking preventive measures now can help secure your financial future down the road.

GO2bank Checking application: how to do it?

Allow us to be your guide in opening a GO2bank Checking. We’re here to help – check out our post below for more information.

Go2Bank logo

GO2bank Checking application: how does it work?

Applying for GO2bank Checking can be a breeze – follow our guide, and we will tell you everything you need to start. Earn up to 7% cash back.

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GO2bank Checking application: how does it work?

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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