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Fortiva® Credit Card review: no security deposit

Do you need to build credit and need a credit card that accepts fair scores? If so, the Fortiva® Credit Card might be right for you!

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Fortiva® Credit Card: get $0 fraud liability

Fortiva® Credit Card
Read the Fortiva® Credit Card review! Source: My Fortiva.

If you’re looking for a way to start building your credit history, the Fortiva® Credit Card could be a good option.

You can start using your card right away after you get accepted.

So, if you’re ready to take the next step in your financial journey, read on for our review of the Fortiva® Credit Card.

Fortiva logo

How to apply for the Fortiva® Credit Card?

If you need an incredible card that you can get even with a fair credit score, check out the Fortiva® Card application!

  • Credit Score: fair;
  • Annual Fee: $49 to $175; or $0 to $49 per year;
  • Regular APR: 22.74% to 36% variable for purchases (as of April 2021);
  • Welcome bonus: N/A;
  • Rewards: N/A.

Fortiva® Credit Card: how does it work?

Learn more about the Fortiva® Card. Source: Adobe Stock.

The Fortiva® Credit Card is an unsecured card for people who struggle with fair scores. In case you are in this situation, we’ll show a few aspects to keep in mind before choosing this one. 

Although you can apply with low credit, the cost is considerably higher than most secured cards used to rebuild credit.

Transfer fees may be a problem since there are costs associated with routine transactions. But that’s not all! International transfers will cost you an additional 3%.

You’ll also be charged a 3% balance transfer fee and a $40 penalty if you miss payments. Then you may spend a few hundred bucks just for maintenance.

On the other hand, the application is online within a few minutes.

Your payments are passed on to the three federal credit reporting agencies, so you can be sure that your credit history will improve.

The Fortiva® Credit Card might be the solution to boost your credit score. Continue reading to learn more about the advantages and disadvantages.

Fortiva® Credit Card: should you get one?

You can raise your credit score and apply even with fair credit with the Fortiva® Credit Card.

However, keep in mind that this service has higher costs than comparable credit repair alternatives.

Look at the benefits and drawbacks of the Fortiva® Credit Card to help you decide. Here’s a quick rundown:

Pros

  • Rebuilds or builds your score
  • $0 fraud liability 
  • Accepts fair score

Cons

  • High fees
  • International transactions fee
  • No rewards
  • No signing bonus

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Fortiva® Credit Card application: how to do it?

After weighing up both pros and cons, you now have a larger picture of how Fortiva® Credit Card might contribute to you. 

Ready to see more? Stay with us to understand the application process for Fortiva® Credit Card.

Fortiva logo

How to apply for the Fortiva® Credit Card?

If you need an incredible card that you can get even with a fair credit score, check out the Fortiva® Card application!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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