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Costco Anywhere Visa® Card by Citi review: The rewards card for Costco members

If you are a Costco shopper, you might want to check out the Costco Anywhere Visa® Card by Citi review post. Learn how to earn rewards on your purchases worldwide!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Costco Anywhere Visa® Card by Citi: Get cash back on gas, travel, and restaurants

Do you love to shop at Costco? If so, you will want to check out the Costco Anywhere Visa® Card by Citi review.

Credit Card

Costco Anywhere Citi

cash back no annual fee

No annual fee. Up to 4% cash back.

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This card offers excellent rewards for shopping at Costco and comes with no annual fee with Costco Membership. Read on to learn why it might be a good fit for you.

Credit Score: Excellent;
Annual Fee: No annual fee (requires a paid Costco Membership);
Regular APR: 20.24% variable APR for purchases and balance transfers; 29.99% variable APR for cash advances;
Welcome bonus: None;
Rewards: 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter;
Other rewards: 3% for eligible travel purchases and restaurants worldwide; 2% on Costco and Costco.com purchases; and 1% on other purchases (you must have a membership at Costco).

Costco Anywhere Visa® Card by Citi: how does it work?

illustration of a Costco wholesale store with people in front, and a red car passing by — Discover how you’ll earn cash back on your purchases at Costco. Read on! Source: Costco Facebook

The Costco Anywhere Visa® Card by Citi is a good choice for Costco members looking to earn cash back on their everyday purchases at Costco and elsewhere.

With this card, you’ll earn cash back worldwide.

Also, there’s no annual fee, but it’s necessary to have a paid Costco membership. Neither a foreign transaction fee is even being accepted worldwide.

You’ll still enjoy many other benefits, including Citi Entertainment®, to have special access to tickets and presales for dining, concerts, sports events, and much more.

The biggest drawback of the Costco Anywhere Visa® Card by Citi is that cash-back redemption can only be made once a year.

Then the certificate can be redeemed for cash or merchandise in the U.S. Costco Warehouses, including Puerto Rico.

Costco Anywhere Visa® Card by Citi: should you get one?

Pros

Attractive cash back rewards rate;
There’s no foreign transaction fee;
There’s no annual fee if you have a Costco membership;
Affordable APR.

Cons

Rewards redemption policy (once a year);
Requires excellent credit.

Credit score required

Since the Costco Anywhere Visa® Card by Citi is essentially a rewards card, it is offered for the top of credit, requiring an excellent credit score to apply.

Costco Anywhere Visa® Card by Citi application: how to do it?

Costco Anywhere Visa® Card by Citi review has shown you how its rewards offer works, this card’s fees, and benefits. So, if you want to apply for one, read on to discover what you need.

Apply online

Happy excited attractive young woman calling friend spending free-time home gossiping discussing last fashion trends smiling broadly feeling joyful amused, holding smartphone, white background. — Learn how to apply for this card using your phone. Read on! Source: Freepik

You must have a Costco membership if you want to apply for a Costco Anywhere Visa® Card by Citi. Also, be at least 18 years old and an American resident.

To apply online, fill out the application form. As typical, you must provide basic income and personal information and agree with their terms.

You will receive an approval response from Costco anytime during the period of 4 weeks.

You can also apply by calling the official phone number.

Apply using the app

Citibank ® has an app for iPhones and Androids where you can manage your account, check your balance, and control expenses.

However, it doesn’t allow users to apply for cards through this platform, so we recommend accessing their website or calling.

Costco Anywhere Visa® Card by Citi vs. Walmart MoneyCard

Walmart MoneyCard is another great way to have a retail card with cash back.

It is a reloadable debit card that offers 3% cash back on Walmart.com purchases, including grocery pickup and delivery.

Check out Costco Anywhere Visa® Card by Citi vs. Walmart MoneyCard in a nutshell, so you can pick a card that works best for you.