The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Are you looking for a top-of-the-line credit card to have a break on fees? The Citi® Diamond Preferred® Card review will show you how.

This card comes with an extensive list of features and benefits, including zero percent APR on purchases for the first 12 months. Read on to learn more!

The Citi® Diamond Preferred® Card is an excellent option for those who are looking for a credit card that will help you have a break on annual percentage rates for some time.

This card has a $0 annual fee and a 0% Intro APR for 21 months on balance transfers from the date of the first transfer and a 0% Intro APR for 12 months on purchases from the date of account opening.

After that, the variable APR will be 17.99% – 28.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. (terms apply).

However, this card comes with a balance transfer fee of $5 or 5% of your purchase amount, whichever is higher.

On the other hand, it offers free access to your FICO® Score online. So you can check and keep your credit score on track.

Plus, it provides 24/7 customer service, digital wallets, and contactless payments to make your life easier.

Finally, Citi Entertainment® gives you a chance to get tickets to special events. You can get presale tickets and exclusive experiences for concerts, sports, dining, and more.

Overall, the Citi® Diamond Preferred® Card is a handy alternative for those looking for a credit card with no annual fee and a 0% intro APR to help pay their debts.

Let’s review this card’s pros and cons to decide if it fits you.

The minimum credit score number to apply for a Citi® Diamond Preferred® Card is good (690 to 719). The higher your score, the higher the chances of approval.

But how does the application process work, and what are the requirements? Keep reading to learn more.

The Citi® Diamond Preferred® Card has an online application that will take minutes. It requires all your personal information to be submitted, including income details.

Once you submit your information in the application form, you might receive an approval answer in a few minutes.

Still, you must have good credit, be 18 years old or older, and be a U.S resident to apply for this card.

Citibank® mobile app is available for iPhones and Android devices for free. With it, you can manage your account and check your balances.

The downside? It doesn’t allow users to apply for cards through this platform, so we recommend accessing their website or calling if that interests you most.

If you want to rebuild your score, we can show you a different credit card option!

While the Citi® Diamond Preferred® is a credit card for people who want to pay down debts, the Applied Bank® Gold Preferred® Secured Visa® is suitable to repair your score.

It doesn’t require a credit check and is available to anyone with a security deposit. Have a look at the comparison below:

Can the Applied Bank® Gold Preferred® Secured Visa® Card be the best option for your finances? If so, check out our post below to learn all about how to apply for it!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.