Credit Cards
Earn back: Bank of America® Unlimited Cash Rewards Secured review
Bank of America® Unlimited Cash Rewards Secured is the credit builder card with unlimited cash back and no annual fee! Read on and learn more!
Advertisement
Raise your score with 1.5% unlimited cash back
Poo credit can close doors to financial opportunities. But you can take action to rebuild it with this Bank of America® Unlimited Cash Rewards Secured review.
Apply for Bofa® Unlimited Cash Rewards Secured
Build credit, earn cash back: Apply for the Bank of America® Unlimited Cash Rewards Secured Credit Card with our help. Keep reading!
This secured card provides an easy way to build credit while earning cashback on all purchases. Read the following sections below to learn more about it.
- Credit Score: Bad credit;
- Annual Fee: $0;
- Purchase APR: 28.24% variable APR;
- Cash Advance APR: 29.24% variable APR;
- Welcome Bonus: N/A;
- Rewards: 1.5% Unlimited cash back on all purchases.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
Bank of America® Unlimited Cash Rewards Secured: how does it work?
Bank of America® Unlimited Cash Rewards Secured is an excellent card option for individuals with poor credit, no credit, or limited credit history.
This card functions like any credit card. However, it requires a security deposit of $200-$5.000.
By using this card responsibly, you can increase your credit score and also build or reestablish creditworthiness.
1.5% Cash Back on All Purchases
The card offers an unlimited 1.5% cash back on purchases, and a decent earning rate for a secured credit card, since most don’t offer any rewards.
Advertisement
FICO® Score Access Monthly
Bank of America® Unlimited Cash Rewards Secured lets you access your FICO® Score every month.
Seeing your credit score regularly, you can recognize areas that require improvement and create an action plan.
It gives you more financial control and helps you plan your finances.
Annual Fee and Foreign Transaction Fee
Bank of America® Unlimited Cash Rewards Secured comes with no annual fee, which helps you save significant money.
However, there is a 3% foreign transaction fee, so it’s not a good option for purchases overseas.
Advertisement
Bank of America® Unlimited Cash Rewards Secured: should you get one?
The Bank of America® Unlimited Cash Rewards Secured Credit Card is a straightforward and effective way to earn rewards while establishing credit.
See how its pros and cons stack up.
Pros
- No annual fee;
- Unlimited 1.5% cash back on all purchases;
- Builds credit line and repairs bad credit;
- Free access to your FICO® score every month.
Cons
- Foreign transaction fee;
- High-security deposit is required.
Credit score required
Indeed, there’s no least credit score required to apply for the Bank of America® Unlimited Cash Rewards Secured.
Bank of America® Unlimited Cash Rewards Secured application: how to do it?
If you’ve gotten to the bottom article, you might wonder how to apply for the Bank of America® Unlimited Cash Rewards Secured.
It’s simple! Follow our guide post below to understand how to make your application in minutes. So read on!
Apply for Bofa® Unlimited Cash Rewards Secured
Build credit, earn cash back: Apply for the Bank of America® Unlimited Cash Rewards Secured Credit Card with our help. Keep reading!
Trending Topics
Navy Federal Visa Signature® Flagship Rewards Review: earn points
Discover the perks of the Navy Federal Visa Signature® Flagship Rewards in this review. $0 annual fee in the 1st year + rewards!
Keep ReadingLearn to apply for the Achieve Personal Loan (formerly FreedomPlus)
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
Keep ReadingLoanPionner review: how does it work and is it good?
Get the info you need to access up to $5,000! Read this LoanPionner review and find out how to do it. Keep reading!
Keep ReadingYou may also like
Amazon Rewards Visa Signature Card: apply today
Step-by-step guide: How to apply for the Amazon Rewards Visa Signature Card. Earn 3% back on Amazon purchases, plus rewards on all spendings.
Keep ReadingApplication for the U.S. Bank Cash+™ Visa Signature® card: how does it work?
If you're good with cashback management, the U.S. Bank Cash+™ Visa Signature® card is for you. Learn how to apply for it.
Keep ReadingSimpleLoans123 Review: Quick Personal Loans Marketplace
Need a personal loan? Read our honest SimpleLoans123 review and discover how to get up to $35K. Stay tuned!
Keep Reading