Reviews
Assent Platinum Secured credit card review: is it worth it?
Assent Platinum Secured credit card is for people who want to establish their credit, don’t have enough documentation, or just need a better card to manage cash. Learn all about it in this review!
Advertisement
Assent Platinum Secured credit card
The Assent Platinum is an excellent secured credit card perfect for those who want to build their score without sacrificing comfort and quality.
When you’re working to rebuild your credit, the idea of getting a credit card can seem daunting. But with the right card, you can start to build your credit back up and improve your financial standing.
The Assent Platinum Secured credit card is an excellent option for those who want to take advantage of some unique features not commonly found on secured credit cards. After six months of interest-free purchases, cardholders enjoy an exceptionally low APR.
The Assent Platinum Secured credit card is one option that may be worth considering. In this Assent Platinum Secured review, we’ll take a closer look at what this card has to offer and who it’s best suited for.
Credit Score | Very poor (300) and poor (550) |
Annual Fee | $49 |
Regular APR | 12.99% variable based on the Prime Rate |
Welcome bonus | Does not offer a signup bonus |
Rewards | Does not offer rewards or cash back |
Learn how to apply for the Assent Platinum Secured
Learn how to apply for Assent Platinum Secured, a card with no credit history required and that helps you build your credit score!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Assent Platinum Secured credit card: how does it work?
Assent Platinum Secured credit card is issued by Synovus Bank. It’s considered a great deal for people who have poor credit. It offers an amazing 0% intro APR on purchases for the first six months.
This card also offers a standard interest rate that is way lower than the APR with most competitor cards.
If you’re looking to build a credit history or to establish credit for the first time, this might be just the perfect fit for you – the card reports to the major credit bureaus every month. With regular reporting to the three major agencies (Equifax, Experian, and TransUnion), you can quickly raise your credit as long as on-time payments are made.
Many secured cards require a deposit, which can be a major obstacle for people on a tight budget, and while the Assent Platinum Secured credit does require deposits too, they offer a refund for the amount.
The maximum deposit is $2,000, and the minimum amount is $200. When applying, you’ll pay for the deposit, and once the account is open, applicants can raise their credit limit with an additional deposit which means that if you close your account, you’ll receive your full deposit back.
This card is good for Car Rental, Hotels – anywhere that credit cards are accepted, you’ll be able to use it. The Assent Platinum Secured is a full-fledged MasterCard financial product, and this is the reason why the card is accepted anywhere.
Assent Platinum Secured card benefits
Check out now what are the benefits and downsides of this credit card!
Advertisement
Pros
- Lower than average purchase APRs
- 0% APR on new purchases during the first 6 months
- Feel peace of mind with the Identity Theft Protection
- You can apply even with fair or poor credit
- It reports to multiple credit bureaus
Cons
- Charges an annual fee of $49
- Does not offer a signup bonus, rewards or cash back
- Charges a foreign transaction fee of 3%
- It does not have many credit card benefits
Advertisement
The credit score need to be good?
If you’re interested in applying for the Assent Platinum Secured card and you don’t have a good credit, this might be just the perfect fit for you.
To apply, you need a very poor (300) or poor (550) credit score.
Want to apply for Assent Platinum Secured?
If you are interested in applying for this credit card, click at the following link where we will show you an easy step-by-step!
Learn how to apply for the Assent Platinum Secured
Learn how to apply for Assent Platinum Secured, a card with no credit history required and that helps you build your credit score!
Trending Topics
How to build credit with a secured credit card
Are you starting your credit history from scratch? Discover how to use secured credit cards to build credit. Stay tuned!
Keep ReadingBest secured credit cards with no credit check: easiest to get!
Pick one of the best secured credit cards with no credit check to fix your credit score. This will help you in the future for sure!
Keep ReadingHow to stop smartphone hackers? Follow these 10 FBI tips
Cybercrime is still on the rise and hackers are getting craftier. Protect your devices with these ten easy FBI tips. Read on for more!
Keep ReadingYou may also like
The U.S. is officially in bear market territory
Stocks have been volatile so far this year, and the major indices are now firmly in bear market territory. Here's what that means for you.
Keep ReadingHow to get an 800 credit score? A complete guide
Don't miss out on the financial opportunities that come with excellent credit - start your journey to an 800 credit score today.
Keep ReadingLearn to apply easily for Home Depot Project Loan
Apply for the Home Depot Project Loan and take your renovations to the next level. Borrow up to $55,000 fast! Read on!
Keep Reading