Reviews

Aspire® Cash Back Reward Card review

Check out our Aspire® Credit Card review to discover what it offers and whether it is a good option for you. Read on!

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by Suzana Brito

Published on 11/26/2022

Aspire® Cash Back Reward Card review

Aspire® Cash Back Reward Card: Build your credit score and earn rewards!

Aspire card
See how this credit card can attack your bad credit. Source: Aspire

When it comes to your finances, there’s no room for errors. Stick with us to this Aspire® Cash Back Reward Card review to see if this card can make you rest assured that your credit is in good hands.

Aspire logo

How to apply for Aspire® Cash Back Reward Card

Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!

Get an overview of its highlights, pros and cons, and fees. Read on!

  • Credit Score: Bad credit;
  • Annual Fee: Up to $175 for the first year. After that, up to $49 annually;
  • Regular APR: See terms;
  • Welcome bonus: No welcome bonus;
  • Rewards: Earn a 3% cash back on eligible gas, grocery, utility purchase, and payments; also a 1% cash back on all other eligible purchases of goods, services, and payments.

Aspire® Cash Back Reward Card: how does it work?

Cashback and money refund icon concept. Wallet, dollar bill and
Do you want cashback? Get to 3% with this card. Source: Adobe Stock

The Aspire® Credit Card is one such option for people who don’t want the hassle of accessing credit limits with bad credit.

However, this unsecured credit card comes with some steep fees that may make it less attractive than other alternatives available.

On the good side, it’s not required a security deposit, so you can’t pay this extra cost. Also, the credit limit can get up to $1,000.

It’s one alternative to repair credit because it has monthly credit reports to the bureaus.

One of the most attractive things about this card is the cash-back offer. The rewards can go up to 3% for paying for gas, groceries, and utilities, and a 1% cash back to spend on other purchases.

Remember to refrain from defaulting on your payment. Otherwise, you can create a monster interest rate, hurting your score even more.

Finally, it comes with a modern system. Cardholders can download the app and monitor their accounts through their cell phones. It still offers 24/7 support.

Aspire® Cash Back Reward Card: should you get one?

You should get this card if you are willing to pay for its maintenance or want to enjoy a higher credit limit. It can be a trap to bad credit, though.

So, before you jump to any conclusions, weigh the pros and cons.

Pros

  • Earn up to 3% cash back on daily expenses, such as gas, goods, and home utilities;
  • Get accepted even if you have bad credit;
  • There is no security deposit;
  • You can track your account online through the app;
  • The credit limit is up to $1,000.

Cons

  • Expensive annual fee;
  • There’s a monthly fee after the first year of the account;
  • The APR is high.

Credit score required

The Aspire® Cash Back Reward Card takes customers with bad credit. This card can be used to rebuild a bad score or to start your credit from scratch.

Aspire® Cash Back Reward Card application: how to do it?

Are you eager to apply for the Aspire® Cash Back Reward Card? Get your application started by following our guide below.

Aspire logo

How to apply for Aspire® Cash Back Reward Card

Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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