Reviews
Aspire® Cash Back Reward Card review
Check out our Aspire® Credit Card review to discover what it offers and whether it is a good option for you. Read on!
Advertisement
Aspire® Cash Back Reward Card review
Aspire® Cash Back Reward Card: Build your credit score and earn rewards!
When it comes to your finances, there’s no room for errors. Stick with us to this Aspire® Cash Back Reward Card review to see if this card can make you rest assured that your credit is in good hands.
How to apply for Aspire® Cash Back Reward Card
Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!
Get an overview of its highlights, pros and cons, and fees. Read on!
- Credit Score: Fair credit;
- Annual Fee: As low as $85;
- Regular APR: 29.99% or 36% Fixed;
- Welcome bonus: No welcome bonus;
- Rewards: Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Aspire® Cash Back Reward Card: how does it work?
The Aspire® Credit Card is one such option for people who don’t want the hassle of accessing credit limits with fair credit.
However, this unsecured credit card comes with some steep fees that may make it less attractive than other alternatives available.
On the good side, it’s not required a security deposit, so you can’t pay this extra cost. Also, the credit limit can get up to $1,000.
It’s one alternative to repair credit because it has monthly credit reports to the bureaus.
One of the most attractive things about this card is the cash-back offer. The rewards can go up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries, and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.
Remember to refrain from defaulting on your payment. Otherwise, you can create a monster interest rate, hurting your score even more.
Finally, it comes with a modern system. Cardholders can download the app and monitor their accounts through their cell phones. It still offers 24/7 support.
Aspire® Cash Back Reward Card: should you get one?
You should get this card if you are willing to pay for its maintenance or want to enjoy a higher credit limit. It can be a trap to fair credit, though.
So, before you jump to any conclusions, weigh the pros and cons.
Pros
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.
- Earn 1% Cash Back Rewards* on all other eligible purchases.
- Up to $1,000 credit limit subject to credit approval.
- Prequalify** without affecting your credit score.
- No security deposit.
- Free access to your VantageScore 4.0 score from TransUnion®†
Cons
- Expensive annual fee;
- There’s a monthly fee after the first year of the account;
- The APR is high.
Credit score required
The Aspire® Cash Back Reward Card takes customers with fair credit. This card can be used to rebuild a fair score or to start your credit from scratch.
Aspire® Cash Back Reward Card application: how to do it?
Are you eager to apply for the Aspire® Cash Back Reward Card? Get your application started by following our guide below.
How to apply for Aspire® Cash Back Reward Card
Find a complete application guide to the Aspire® Cash Back Reward Card in this post. Keep reading!
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
About the author / Suzana Brito
Trending Topics
Deserve® EDU Mastercard for Students review
Check this Deserve® EDU Mastercard for Students review and learn how to earn cash back while building a solid credit score!
Keep ReadingWhat is an emergency fund and why do you need one?
Learn how to build an emergency fund and be prepared for everything. Your future self will be thankful. Read this article to build yours.
Keep ReadingFederal Pell Grant: see how to apply
Find out if you're eligible to apply for the Federal Pell Grant. Ensure up to $7,395 to cover educational costs!
Keep ReadingYou may also like
BOOST Platinum Card Review: Is it worth it?
Shop with the BOOST Platinum Card and enjoy $750 merchandise credit. No credit checks, perfect for low scores. Financial flexibility awaits!
Keep ReadingSoFi Personal Loans review: how does it work and is it good?
In this SoFi Personal Loans review, you'll learn how it works, the benefits, and if they're a good fit for you. Read on!
Keep ReadingMarriott Bonvoy Boundless® Credit Card application: how does it work?
Learn how to apply for the Marriott Bonvoy Boundless® Credit Card, applying is a breeze. Earn cash back on purchases! Read on to learn more!
Keep Reading