Aspire® Cash Back Reward Card application: how does it work?
Are you wondering if you qualify for an Aspire® Cash Back Reward Card? You've come to the right place. Learn the ins and outs to apply for this card. Read on!
by Suzana Brito
Aspire® Cash Back Reward Card: Solid 1% cash back on all purchases
Aspire® Cash Back Reward Card has an online application and offers mobile banking. If you love convenience, maybe this card is for you.
Keep reading to understand how the application process works and who can apply for it. Stay tuned!
The process is no big deal. Just visit the website and fill out an online application form.
First, you need to pre-qualify for the card, and it’s necessary to go through a soft inquiry. It will not impact your credit score. Then, if you qualify, get a code to finish your application.
This step will effectively add you to their card members. There will be a harder inquiry in this part, which means your credit score may fall temporarily.
Once you have completed the application, you will need to download the app and activate your card.
After that, you can start using your new Aspire® Cash Back Reward Card.
Information you’ll need to provide during the application:
- Personal: name, address, and Social Security number;
- Financial: income, employment, and banking information. They might need to ask you to access your account to prove your chances of repayment.
You will be redirected to another website
Besides the criteria listed above, applicants need to be citizens or permanent residents of the U.S and have a valid checking account and social security number.
Also, it’s necessary to have reached at least 18 years old.
Apply using the app
You can find the Aspire app for download at Google play or the Apple store.
But you can only use it once you have your card. There are no ways to apply for the Aspire® Cash Back Reward Card through it.
However, the Aspire app is the way to manage your account. Here’s what you can do with it:
- Activate your card;
- Check out your score;
- Make payments;
- Manage your account.
Aspire® Cash Back Reward Card vs. Upgrade Cash Rewards Visa®
Aspire® Cash Back Reward Card offers 1% cash back on all purchases and makes credit reports to improve your score.
Upgrade Cash Rewards Visa® provides 1.5%, and it doesn’t charge an annual fee.
Aspire® Cash Back Reward Card
- Credit Score: Bad credit;
- Annual Fee: Up to $175 for the first year. After that, up to $49 annually;
- Regular APR: See terms;
- Welcome bonus: No welcome bonus;
- Rewards: Earn a 3% cash back on eligible gas, grocery, utility purchase, and payments; also a 1% cash back on all other eligible purchases of goods, services, and payments.
Upgrade Cash Rewards Visa®
- Credit Score: Excellent;
- Annual Fee: $0;
- Regular APR: variable 14.99% – 29.99% APR;
- Welcome bonus: Earn a $200 bonus after opening a Rewards Checking account and making three debit card transactions;
- Rewards: 1.5% cash back on all your purchases.
Below, you can find out more about the Upgrade Cash Rewards Visa® and how to apply for one.
How to apply for Upgrade Cash Rewards Visa®
You can apply for an Upgrade Cash Rewards Visa® in a couple of minutes without leaving your house to do it. Learn how to apply online for your new credit card.
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