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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Reviews

Quontic Bank High Interest Checking application: how does it work?

Not sure where to start with opening a Quontic Bank High Interest Checking account? We're here for you! Get all the necessary information and details today!

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Quontic Bank High Interest Checking: Apply in 4 steps!

Quontic Bank Debit Card
Learn how to apply for the Quontic Bank High Interest Checking. Source: Quontic Bank

The Quontic Bank High Interest Checking account offers a high-yield interest rate and no monthly maintenance fees. Plus, applying for this account is simple!

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Checking Account

Quontic High Interest

No hidden fees Online Banking

Up to 1.10% APY. Over 90,000 free ATMs locations natiowide.

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Up to 1.10% APY. Over 90,000 free ATMs locations natiowide

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You only need an internet connection and a few minutes of free time. Here’s how to apply for it in four simple steps. Keep reading to learn more!

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You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.

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Apply online

Quontic Bank High Interest Checking provides a simple and convenient way of banking. With no credit score requirements and no hidden fees, it is an excellent option for those looking to save money.

And the application process for this account is simple through their official website. Here’s what you need to do! Check it out!

Step 1 – Basic Info

To start the application process, you must provide basic information about yourself, such as your name and address.

You will also create a username and password that should be easy to remember but difficult for anyone else to guess. Finally, you must enter your contact details (phone number and email address).

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Step 2 – Identity Verification

Next, you must verify your identity using a driver’s license or a passport. Quontic Bank also accepts other forms of identification, such as a state ID card or birth certificate.

Step 3 – Funding

Once your identity has been verified, you will need to fund your account with at least $100— You must pay this amount upfront before you submit.

This money can come from any source, including personal funds or funds from another bank account held by the applicant.

The money must be transferred directly into the Quontic Bank account.

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Step 4 – Submission

the girl is shopping on the Internet
Learn Quontic Bank High Interest Checking application works. Source: Adobe Stock

Once all the above steps have been completed and the necessary funds have been transferred into the Quontic Bank account, all that remains is submitting the application. It takes less than five minutes.

As soon as your application has been approved (which should take no more than one business day), you will receive an email notification with instructions on accessing your new online banking profile.

Apply on the mobile app

You won’t be able to apply for a new account through the app. To access it, you must already have an account.

However, once you have it, you can manage your account, make transfers, payments, and more. The app is available for download on the Apple and Google Play stores.

Quontic Bank High Interest Checking or Chase Total Checking®?

It depends on what you’re looking for in a checking account. Chase Total Checking® offers features like mobile check deposit and free access to over 16,000 Chase ATMs.

Quontic Bank High Interest Checking, on the other hand, offers a higher interest rate on your deposited funds. So it comes down to what’s important to you.

Do you need easy access to your money via mobile check deposit and ATM withdrawals? Or would you rather have your deposited funds earn a higher return?

Compare both accounts’ main features to help you decide.

Quontic Bank High Interest Checking

  • Fees: No hidden fees;
  • Minimum balance: $100;
  • APY: Up to 1.10% (on all balance tiers);
  • Credit score: No minimum score is required;
  • Rewards: No rewards.

Chase Total Checking®

  • Fees: Monthly fee- $12 (can be waived); ATM fee: $0 ($3 to $5 out-of-network in the U.S.); Overdraft: $34 per transaction (can be waived);
  • Minimum balance: No minimum balance;
  • APY: Not applied;
  • Credit score: Not required;
  • Rewards: N/A;
  • Terms apply.

Get more information about Chase Total Checking®, and learn how to get your application started with our tips. Read on!

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How to apply for Chase Total Checking®

Ready to take control of your financial future? Open a Chase Total Checking® — Find out how to do it here! No hidden fees and several perks.

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How to apply for Chase Total Checking®

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Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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