Loans
Learn to apply easily for the OneMain Financial Personal Loan
Find out the easiest way to apply for OneMain Financial Personal Loan. Ensure up to $20,000 for several purposes! Read on!
Advertisement
OneMain Financial Personal Loan application: simple application!
Learn to apply for OneMain Financial Personal Loan by pre-qualifying on their website and selecting the best loan offer.
Then here’s an ultimate guide to understanding the application process and requirements for a personal loan from OneMain Financial.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Online application
Make your application for the OneMain Financial Personal loan in only 3 steps.
1. Pre-qualifying on the website
The first step in applying for a personal loan is to see if you pre-qualify by entering some basic information into their online form.
It includes your name, address, email address, phone number, and estimated credit score range.
Once this information is submitted, they will check your eligibility in seconds and let you know whether you are approved.
Advertisement
2. Pick the loan offer that works for you
If you are approved, you will receive an email confirming that you qualify and a link to review the available offers.
Further, you can compare different offers to choose the best option for your budget and repayment goals.
3. Submit your application
After that, submit your full application with all required documents and additional information requested to finalize your loan offer.
It’s important to provide accurate information as part of this process so that there are no delays in processing your application or any other issues down the line.
Advertisement
Requirements
OneMain Financial Personal Loan has specific requirements for applying for a loan.
Thus, applicants must be at least 18, with valid government-issued identification and proof of employment income.
Apply using the app
Currently, applying for a loan using the app is impossible – applicants must use the website instead.
OneMain Financial Personal Loan vs. Upstart Personal Loan: which one is the best?
These loan options are good for those who may need a little extra help with financing.
Firstly, OneMain Financial offers loans from $1,500 to $20,000 with terms of 6-60 months. The amount you can borrow depends on your creditworthiness and other factors.
On the other hand, Upstart offers unsecured loans from $1,000 to $50,000.
One key difference between OneMain Financial and Upstart is that Upstart considers factors like education level or job history in its requirements!
Find out more about them below!
OneMain Financial Personal Loan
- APR: 18.00-35.99%;
- Loan Purpose: Major expenses, debt consolidation, emergency costs, and more;
- Loan Amounts: $1,500 – $20,000;
- Credit Needed: None;
- Origination Fee: $25 to $500 or 1% to 10%;
- Late Fee: $5 to $30 or 1.5% to 15% of the amount paid;
- Early Payoff Penalty: N/A.
Upstart Personal Loan
- APR: 6.7% to 35.99%;
- Loan Purpose: Debt consolidation, wedding, home improvement, medical expenses, moving expenses, education, and more;
- Loan Amounts: $1,000 to $50,000;
- Credit Needed: At least 600;
- Origination Fee: Up to 8% of the loan amount;
- Late Fee: 5% of the past due amount or $15, whichever is greater;
- Early Payoff Penalty: N/A.
Do you want to get an Upstart Personal Loan? So keep reading to learn to apply!
How to apply for Upstart Personal Loan
How to apply for an Upstart Personal Loan in just a few steps? We'll show you the way to get started and grant those $50K you need! Read on!
Trending Topics
Applied Bank® Gold Preferred® Secured Visa® Credit Card review
Read our Applied Bank® Gold Preferred® Secured Visa® Credit Card to see how this product can help you get your finances in check!
Keep ReadingWatch every NBA game online with these top streaming apps
Don't miss a single NBA game! Discover these top apps to watch the NBA online anywhere from your phone. Read more!
Keep ReadingDiscover it® Miles Credit Card review: Earn miles on purchases
Check out the Discover it® Miles Credit Card review. Earn miles for every dollar spent and pay no annual fee! Read on for more information!
Keep ReadingYou may also like
Navy Federal GO REWARDS® Review: Dine, Travel, Thrive
Do you want a credit card with rewards on all purchases and no annual fee? Meet the Navy Federal GO REWARDS® in our review. Stay tuned!
Keep ReadingMission Money debit card review: is it legit and worth it?
Maybe you're wondering if you should get a Mission Money debit card. If you're looking for a fee-free debit card, the answer is yes!
Keep ReadingHow to request Capital One SavorOne Cash Rewards Credit Card
Learn how to apply for the Capital One SavorOne Cash Rewards Credit Card today and enjoy unlimited cash back with no annual fee!
Keep Reading