Loans

Learn to apply easily for the OneMain Financial Personal Loan

Find out the easiest way to apply for OneMain Financial Personal Loan. Ensure up to $20,000 for several purposes! Read on!

Advertisement

OneMain Financial Personal Loan application: simple application!

OneMain Financial Personal Loan logo
Learn to apply easily for the OneMain Financial Personal Loan. Source: The Mad Capitalist

Learn to apply for OneMain Financial Personal Loan by pre-qualifying on their website and selecting the best loan offer.

card

Personal Loan

OneMain Financial

Online Secured options

Up to $20,000 over flexible conditions. Direct payments for debt consolidation.

You will be redirected to another website

Then here’s an ultimate guide to understanding the application process and requirements for a personal loan from OneMain Financial.

Advertisement

Online application

Make your application for the OneMain Financial Personal loan in only 3 steps.

1. Pre-qualifying on the website 

The first step in applying for a personal loan is to see if you pre-qualify by entering some basic information into their online form.

It includes your name, address, email address, phone number, and estimated credit score range.

Once this information is submitted, they will check your eligibility in seconds and let you know whether you are approved.

Advertisement

2. Pick the loan offer that works for you 

If you are approved, you will receive an email confirming that you qualify and a link to review the available offers.

Further, you can compare different offers to choose the best option for your budget and repayment goals.

3. Submit your application 

After that, submit your full application with all required documents and additional information requested to finalize your loan offer.

It’s important to provide accurate information as part of this process so that there are no delays in processing your application or any other issues down the line.

Advertisement

Requirements

Portrait of happy arab freelancer man sitting at desk with laptop computer at home office, looking and smiling at screen
Learn the application requirements for this lender. Source: Adobe Stock

OneMain Financial Personal Loan has specific requirements for applying for a loan.

Thus, applicants must be at least 18, with valid government-issued identification and proof of employment income.

Apply using the app 

Currently, applying for a loan using the app is impossible – applicants must use the website instead.

OneMain Financial Personal Loan vs. Upstart Personal Loan: which one is the best?

These loan options are good for those who may need a little extra help with financing.

Firstly, OneMain Financial offers loans from $1,500 to $20,000 with terms of 6-60 months. The amount you can borrow depends on your creditworthiness and other factors.

On the other hand, Upstart offers unsecured loans from $1,000 to $50,000.

One key difference between OneMain Financial and Upstart is that Upstart considers factors like education level or job history in its requirements!

Find out more about them below!

OneMain Financial Personal Loan

  • APR: 18.00-35.99%;
  • Loan Purpose: Major expenses, debt consolidation, emergency costs, and more;
  • Loan Amounts: $1,500 – $20,000;
  • Credit Needed: None;
  • Origination Fee: $25 to $500 or 1% to 10%;
  • Late Fee: $5 to $30 or 1.5% to 15% of the amount paid;
  • Early Payoff Penalty: N/A.

Upstart Personal Loan

  • APR: 6.7% to 35.99%;
  • Loan Purpose: Debt consolidation, wedding, home improvement, medical expenses, moving expenses, education, and more;
  • Loan Amounts: $1,000 to $50,000;
  • Credit Needed: At least 600;
  • Origination Fee: Up to 8% of the loan amount;
  • Late Fee:   5% of the past due amount or $15, whichever is greater;
  • Early Payoff Penalty: N/A.

Do you want to get an Upstart Personal Loan? So keep reading to learn to apply!

Upstart Personal Loan logo

How to apply for Upstart Personal Loan

How to apply for an Upstart Personal Loan in just a few steps? We'll show you the way to get started and grant those $50K you need! Read on!

Trending Topics

content

Hassle-free experience: Apply for LendKey Student Loans

Learn to apply for LendKey Student Loans and secure your education funding. Plus, discover a student-friendly credit card option!

Keep Reading
content

Copper – Banking Built For Teens application: how does it work?

Copper - Banking Built For Teens is a checking account for kids and teenagers. Earn APY. Find out how to apply in this post.

Keep Reading
content

Upgrade credit card review: a credit card that works like a personal loan

If you're looking for a good card to rebuild your score, you've just found the Upgrade credit card. It will give you excellent benefits.

Keep Reading

You may also like

content

Apply for Hawaiian Airlines® World Elite Mastercard® easily

Apply for the Hawaiian Airlines® World Elite Mastercard® following this step-by-step. Earn 60K bonus miles in no time! Read on!

Keep Reading
content

Apply for the Navy Federal nRewards® Secured Card: $0 annual fee

Follow this guide to apply for the Navy Federal nRewards® Secured card and Unlock better credit today. $0 hidden fees!

Keep Reading
content

Learn to apply for the Achieve Personal Loan (formerly FreedomPlus)

Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.

Keep Reading