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Petal 2 “Cash Back, No Fees” Visa Credit Card review

Find out why this credit card is a great option for building your credit. It has no annual fee and offers Cash back on purchases. Read our Petal 2 "Cash Back, No Fees" Visa Credit Card review to find out more!

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Petal 2 “Cash Back, No Fees” Visa Credit Card: A solid option to build your credit without fees! 

Petal 2 “Cash Back, No Fees” Visa Credit Card (1)
This credit card can be a great way to earn some cash back on your purchases. Source: Petal

Are you looking for a Petal 2′ “Cash Back, No Fees” Visa Credit Card review? Here you go! With no annual or other fees, it’s perfect for those who want to make their money work harder.

Petal Logo

How to apply for Petal 2 Visa Credit Card

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

Let’s explore all the great features of Petal 2 and why it’s a different kind of credit card. Stay tuned!

  • Credit Score: Excellent/Good/Limited/No Credit;
  • Annual Fee: No annual fee;
  • Regular APR: 17.99% – 31.99% variable;
  • Welcome bonus: No welcome bonus;
  • Rewards: Up to 1% cash back on eligible purchases. Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

Petal 2 “Cash Back, No Fees” Visa Credit Card: how does it work?

The Petal 2 “Cash Back, No Fees” Visa Credit Card is a suitable alternative for improving their scores without paying fees. Let’s have a look at it.

APR and Cash back

Petal 2 offers competitive variable APRs ranging from 17.99% – 31.99%.

With up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

Plus, with 1% cash back on eligible purchases right away, you’re sure to get more out of your bucks.

Plus, you can get even more Cash back at select merchants with 2% – 10% cash back rewards.

Credit Limits & Credit Building 

Not only does Petal 2 offer great rewards, but it also comes with a $300 – $10,000 credit limit.

And that makes it the perfect option for those looking to build their credit score or establish a new one.

Additionally, Petal reports to all three major credit bureaus so you can easily track your progress as your credit score improves over time.

Other features

The money writes with white chalk is on hand, draw concep
Discover how this credit card works. Source: Adobe Stock

Petal 2 “Cash Back, No Fees” Visa Credit Card connects to Apple Pay® or Google Pay™, so you don’t need to carry it.

Also, the app regularly shows your credit score, so it’s easy to track it. Lastly, you can set spending limits to save more money.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Petal 2 “Cash Back, No Fees” Visa Credit Card: should you get one?

Pros

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.99% – 31.99%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank

Cons

  • No intro APR;
  • No welcome bonus.

Credit score required

The Petal 2 “Cash Back, No Fees” Visa Credit Card doesn’t hurt your score by checking it. Applicants must have average to excellent credit scores to apply.

Petal 2 “Cash Back, No Fees” Visa Credit Card application: how to do it?

Discover how to get your Petal 2 “Cash Back, No Fees” Visa Credit Card, and never worry about paying fees again.

Check out our application post below.

Petal Logo

How to apply for Petal 2' "Cash Back, No Fees"

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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